oh sorry..i didnt know t'was a new car..hmm that might be bad.. to avoid raising your insurance i might just pay the guy for repairs but make sure you are paying whatever the shop quotes him and make sure you ask for the estimate copy. Dont pay him for what he wants but pay him only for the repair qoute. SInce you admitted that it was your fault it might be hard to get away from this problem. Next time dont admit anything that you have doubt that its not your fault.

 

How old are you anyways? If you're under legal age it shouldn't matter what you signed.

 

To be honest, I think you're both at fault. You were too lazy and made an illegal U-turn... I mean, its not that hard to drive up a driveway and come back down. He was dumb to back up without looking in his mirrors. Why didn't you back up when his back up lights came on? Or honk? You screwed yourself signing yourself to the fault.

 

Good news peoples...he was born in 06/85...that should mean your under 18! Whatever you signed is practically worthless seeing that minors can not enter into contracts.

It's a different ballgame now.

 

Told you...

 

That just means he has to go after the kids parents now.

 

Two things here - you can't sign away your rights like that , no matter what you wrote. The fact he is under 18 makes that even more so. I agree, though, with the poster who said don't ever admit fault, even if you are at fault.

And as my insurance company once told me (been with Allstate forever), if there's no police report, it didn't happen as far as they are concerned....

 

Dude,

**** telling your insurance company anything, especially if the damage was minor. The 350z guy is doing the same thing to avoid his insurance rate going up for a minor incident. If he does report it, he will end up paying for it anyway through his deductable.

When and if he calls you for money let him know that it can be taken care of one of two ways. One, he fixes it, and moves on with his life, you dont pay ****! Or 2 you call your respective insurance companies, and let them decide who is at fault. Forget the silly little paper you signed all together, it would get laughed out of court for several resons. Promptly hang up the phone on the guy, and forget about it. He will never call his insurance company......I have been in this kind of a situation before, and I would be suprised if he even called you except for the fact that you signed that paper.

 

Rule of thumb is drivers going forward have right of way over drivers in reverse. Examples:

You car is a 5 speed. You are on a hill. Someone pull up right behind you. YOu roll back and hit them. Yep, your fault for going revese.

You are backing out of a parking space. Some idiot drives by at 30mph and hits you. Guess what. Yep. Also your fault.

So yea.

 

1. It's his fault. ICBC (my insurance company) told me that if you are involved in an accident while in the reverse direction, you are at fault. (I hit someone who backed out of a driveway on christmas eve. Honked, braked from 25 mph to 3 mph, and hit his rear bumper. No damage to his 80 chev truck, but cracked the grill on my winter beater. Despite the fact that I was speeding, it was his fault 100% b/c he was in reverse.)
2. By law you are required to do a 360 degree scan of the car before the car can move in the reverse direction. He should have seen you before the car ever started moving.

 

To be honest, He probably does not have insurance. Ask him for his policy number on his insurance. You're best bet, go through your insurance company. It's safer that way.

 

Something I didn't think about earlier, if you SERIOUSLY want to cover your own ***, record any phone call conversed with the other guy. Get him to admit to backing up. Do that BEFORE dropping the bomb of "his fault" and the minor and contracts.

 

Well intended advice that has been posted will apply to the insurance laws of the states' the folks are from if the poster actually knows the state laws cold. Thus, accept much of what has been said with a grain of salt.

It is in your best interest to get an opinion from a lawyer. I would not contact your insurance company because their interest is first to protect themselves not you. A lawyer will protect you from both the other guy and your insurance. A one hour attorney fee will be relatively inexpensive and prevent you from making the same sort of mistake you may have made when you admitted "fault".

Good luck.

 

Well I was going to say, you really shouldn't have signed that paper and admitted to anything, but since you're under 18 that should mean the paper basically doesn't exist. So you should be alright in that sense.

Also how would you record a phone call? I would like to know if I ever have to do so. Special equipment or?

 

Cheap way would be to cut on a answering machine if you have one that can record more than 60 secs worth. Also, in the same sense, if you have a notation recorder (small recorders used to take lecture notes) you could put it in a different room that has a speaker phone and place it by the phone and use a different phone in a different room.

 

there is a microphone that you can get at radio shack for pretty cheap that plug in to the microphine jack on most small recorders it has a suction cup that sticks to the reciever of the phone ( the outside ) and records both partys off one phone