paximus

iTrader: (1)

Good to see some closure on this.

Most everything has been said. Although I don't entirely agree on how Wompa got around to getting it taken care of, I think the extra $3500 he received is deserved. I totally agree with Jumbogumbp with the additional payout for the emotional stress and future raises in insurance. That stuff just eats at you and eats at you.

I certainly hope the kid is paying for his mistakes in one way or another to his dad. I totally agree that his dad sounds cool as hell. I don't have any kids, but I'd probably do the same thing if my son did this, he'd certainly pay me back with interest though. My hopes are that the money wasn't needed for something important. Although, not too many guys can just write a check for $3500. I hope his dad pulled away in a Benz only with a slight dent in his checking account.

Of course hindsight is 20/20, the best thing Wompa could have done is go to his insurance company, as Super77 said. But who knows how that would have panned out? You don't exactly have a broad overview of everything when it happens to you.

FYI, I've been hit and run twice with no resolution, just money out of pocket. I even had the license plate of one of them as he tore off and almost ran over one of my friends, long story, but the Police didn't do **** either, which is very disconcerting.

chutzpah

iTrader: (2)

It was simply an out of court settlement minus lawyer's fees. The OP would have been within his rights to file a civil suit. None of the evidence (photographs, witnesses who saw the truck reverse into the car - twice I think - or the police report) were fabricated. The police made the mistakes on their own. There is a strong possibility that he could have won a civil suit with punitive damages and the father knew that. So he paid to make the problem go away. Very likely if this had gone through the courts and the guy had been fined, his father would have paid the court fees and fines for him.

dumpsterdriver

its insurance fraud now kid, unless you paid whatever your insurance paid to fix the car back to them (yea right)


i am an insurance agent, and trust me... this is fraud. i thought the story was cool and was waiting for the ending cause i thought something clever was coming.., but you just fucked it all up by admitting to high misdemeanor, possibly low felony depending on your state laws


dumbfuck

sub9lulu

iTrader: (7)

agree to the insurance situation or not ...

at least the story has ended

please make sure the insurance company do not know about this thread

scratchjunkie

yea i would delete this thread. extortion is a felony.

Rbkouki

iTrader: (2)

Oh who gives a ****, go preach that "Its fraud" **** somewhere else. He could have taken that guy to civil court and he would have got every penny of what he got from insurance through a legal court of law and STILL NOT been required to pay a ******* dime back to the insurance company. He pays premiums for a reason folks. Its up to the inurance company to take legal action against the responsable party for their compensation. So many holier than thou saints willing to point the finger at someone and tell them how wrong they are as if their own **** dont stink, if and when they were in the same situation you better believe they would want some compensation. So basically you folks are saying that out of any and every accident you've had and ended up with a little cash left over from repairs that you then called up your insurance broker and said "Oh hey, I have 300 dollars left from repairs I would like to give this back to you" BULLSHIT!

Not saying thats what I would have done in the same situation, not at all. I would go through a legal court system but hey I dont feel any sympathy towards the guilty party/s (not that its even my place to). People pay insurance companies their whole lives and never collect a cent, never get a dollar, not one single greenback for any repair, injury, or accidnet of any kind. We buy CEO's Million dollar homes, pay their 6 figure salaries, and buy them Lobster dinners every night while alot of us live in poverty. Thats what I call stealing, only its perfectly legal.

Sprockett

No, that's absolutely not true. Sorry, but my dad's an insurance agent for going on 30 years...he saw this thread and without hesitating said "he'd better pay the insurance company back or he's going to be in court". Sorry, you're just wrong.

SLOASFK

iTrader: (5)

you're all pathetic for begging this guy to write an ending to his story, then critiquing the ending.

daemonjosh

This guys sounds like just as much of a shitbag as the guy who hit his car. Congrats on being the stereotypical boyracer FD owner.

turbodrx7

iTrader: (43)

That didnt even make any sense or have anything to do with this topic. Do you even know the whole story? I doubt there is any stereotype on this subject. There is nothing wrong with what he did, he was payed for the damage that was caused to him. Good job, well played.

aussiesmg

iTrader: (1)

I think that your should repay the Insurance company what they paid out for repairs, if there is $ left after repaying them, that should be yours, then you would be immune from prosecution. IMHO.

if you dont do this you are liable to be prosecuted by the Insurance Company should they uncover what occurred.

Steve

Trout2

iTrader: (5)

Screw the insurance company just as they so often screw the honest consumer when the cards are in their favor. He'll be paying a higher rate due to the scum bag that hit him and ran. Just watch, he has another incident that is in no way his fault and they'll want to drop his coverage.

This is just compensation for pain and suffering. He tried to got he legal route and the authorities wouldn't do **** for him.

Jack

stickman

hey i take it as the dad paying him off and settling out of court.....

Rbkouki

iTrader: (2)

Hey I ain't gonna disagree with you, and I wouldn't even if i thought you were wrong. If what your daddy says is true then I'm sure by now there is a rock solid case being brought against the OP for Felony insurance fraud. I said I don't agree with it, don't care, wont lose any sleep, or even think a second thought about it.

Rbkouki

iTrader: (2)

Hey I ain't gonna disagree with you, and I wouldn't even if i thought you were wrong. If what your daddy says is true then I'm sure by now there is a rock solid case being brought against the OP for Felony insurance fraud. I said I don't agree with it, don't care, wont lose any sleep, or even think a second thought about it.

Edit: You honestly cared so much about this you had a discussion with your dad and had him log onto this website to read the entirety of the thread(s) just to give you his opinion so you could disagree with one person?

vkotis

I just know that if i was that guys father, i would make my son pay me every dollar that i wrote on that check.. and i'm sure his father has plenty of money being that wompa, himself, was able to go to the father, regardless of the evidence provided, and walk away with 5k$. i think anyone who didn't have money like that would have put up some sort of fight or arguement at least before subjecting to the loss of 5k$ that very moment... i wonder if that check was ever cancelled

REVERE

why would you post this on the internet? Not trying to have a go or anything but you do relise evidence gathered from the net will hold up in court.

CasperIV

I have to disagree. Parents are responsible for their kids actions. If someone damaged my property and I couldn't reach them, my next call would be to their parents and I would let them get their money back from the kid. Whether insurance already paid for it or not does not change the fact the kid is liable for the damage and making your insurance pay for it has implications and future impacts on your record.

CasperIV

Actually your dad is wrong. In court the money obtained out of court would be ruled a civil damages settlement. A settlement can be for any amount of money, and there is no evidence that any amount of it was directed at repairing the car. The money changed hands to settle legal issues and as reparation for damages to his insurance record since they covered the repairs. It would be insurance fraud if A) He did it on purpose or B) He collected the insurance money AFTER he collected the money from the father. All that is needed is for him to state the money was to prevent any civil litigation and it's suddenly free and clear.

stickman

HATE, HATE HATE, HATE,HATE!!!!!!!!!!!!!

stickman

THANK YOU!

Sprockett

See, I would totally agree IF he had not told the guy that the $3500 for repairs was an out-of-pocket expense. The way I see it, the guy wrote a check with the belief that Wompa had to pay $3500 of his own money to fix his car after his son damaged it. He paid for the repairs, AND THEN added another $1500 on top of it to take care of any bad feelings or to keep it out of court. The $1500 was the out-of-court settlement...the $3500 was given under the false belief that Wompa had to pay that amount using his own money, when that wasn't the case. Wompa lied to the father, saying that the repairs were paid for out of pocket (not that they were paid for by the insurance company) and that, I believe, is dishonest.

And yes, if the insurance company found out that he had gone to the father and was paid FOR THE REPAIRS again, they would turn around and demand their money back.

To think of it another way, how would this father explain the breakdown of the money in a court? Would he say, "well, I paid him for the repairs to his car plus some extra because I felt bad", or would he say "I paid him $5000 to keep this out of court"? From the way the story was told, I would think it would be closer to the first...I could be wrong, this is only one side of the story. However, just based on what he said IN the story

LIE

Another quote to show that he knew that he had lied...calling the guy a "sucker" and admitting he lied about the repair being out-of-pocket expense.

I'm sorry, but given THAT evidence no court in America would see that as a 100% legit "out of court settlement"

cool_as_crap

**** happens, life isn't fair.
Wompa got fucked when his car was vandalized.
Wompa got fucked again when the police couldn't find the guy who did it, despite knowing exactly who it was due to evidence and whitenesses.
Father got fucked for having a dumb *** irresponsible son.
Wompa wins.

mmaluso

iTrader: (1)

I remember reading your old post and I just skimmed this new one really fast but that looks like insurance fraud to me too. Not the brightest idea posting it here.

CasperIV

Anything said is hearsay anyway... It would not make progress to prosecuting him for the insurance company... In fact I don't see your point at all. There is nothing in your statement that would back legal action by the insurance company.

Possession is 9/10ths the law... since the transaction was completed and it would be one persons word against another without witnesses they would rule in favor of the one holding the money. Obviously at some point the other party agreed to hand him the money (regardless of pretenses). The lawyer fees would break the $3500 mark anyway.

PS: Lying isn't illegal or lawyers and used car salesmen would be filling the prisons.