Someone set fire to my FD.
05-26-09, 06:49 PM
#76
IMO, let them total it, replace the hatch, lights and bumper. Take it to a body shop for paint/quarter panel repair and walk away with a nice little chunk (My FD is insured for 16,5 so I know I'd at least walk away with that, minus my deductible and buy back price).
The only down side is you'll have a salvage title (depending on the state laws) but seriously You need to turn some lemons into lemonade here. The hit and run in my FC got me financially into an FD so It all works out in the end man. Hang in there.
The only down side is you'll have a salvage title (depending on the state laws) but seriously You need to turn some lemons into lemonade here. The hit and run in my FC got me financially into an FD so It all works out in the end man. Hang in there.
05-26-09, 07:30 PM
#78
~Insane Burnout
Join Date: Mar 2008
Location: Off the grid
Posts: 259
Likes: 0
Received 0 Likes
on
0 Posts
Let me know if you decide to sell your wheels and tires, provided they are not damaged.
[QUOTE=FDeez;9232693]So some a-hole torched my FD at 4am parked in my driveway.
[QUOTE=FDeez;9232693]So some a-hole torched my FD at 4am parked in my driveway.
05-26-09, 08:01 PM
#79
I'm assuming the fire department put the fire out so how much water went into the cockpit? I think everyone is just seeing the hatch and bumper damage. I can assure you there is most likely a lot more damage than just that (and not necessarily just from the fire itself).
05-27-09, 02:16 AM
#84
rx7 addict
iTrader: (5)
Join Date: Mar 2006
Location: Greenville, SC
Posts: 208
Likes: 0
Received 0 Likes
on
0 Posts
As several others suggested even if the car does end up with a salvage title you will end up with a nice chunk of change even after fixing the car. Granted the situation sucks, but I don't see any reason not to put in a little time to have a perfectly good car again.
If you don't have the time I'll take it off your hands
.
05-27-09, 03:31 AM
#85
Archdandy
iTrader: (1)
Join Date: Mar 2006
Location: Predominantly educated metropolitan area
Posts: 550
Likes: 0
Received 3 Likes
on
2 Posts
Mahjik, your nuts. If that were my car and that was all that happened, i would let the insurance total it, buy it back, fix it and pocket probably around 10k+. Then you can have the same fd you had before plus 10k twords a new car if you want one. Otherwise if you dont want this car anymore, i would still buy it back and completely part it out, including a rolling chassis. Another fd does not need to be found in a junk yard.
05-27-09, 03:34 AM
#86
Illusionist.
Join Date: Jul 2008
Location: Northern California
Posts: 39
Likes: 0
Received 0 Likes
on
0 Posts
if his insurance is any good, it's not going to be a problem.
just break the decision process down.
buying the fd back is a no brainer. he'll pay ~$3k of which he'll make his money back on parts 2 times over. assuming he has a reputable insurance company, he'll get back around $15k for the car.
the question then is do you want to spend an unquantifiable amt of money restoring your car to salvage title status or do you want to just buy a good chassis and transfer ur parts over. personally, i've found motorwork to be relatively cheap compared to cosmetic repairs. a good paint job in northern california will run u $5k minimum
just break the decision process down.
buying the fd back is a no brainer. he'll pay ~$3k of which he'll make his money back on parts 2 times over. assuming he has a reputable insurance company, he'll get back around $15k for the car.
the question then is do you want to spend an unquantifiable amt of money restoring your car to salvage title status or do you want to just buy a good chassis and transfer ur parts over. personally, i've found motorwork to be relatively cheap compared to cosmetic repairs. a good paint job in northern california will run u $5k minimum
05-28-09, 07:32 PM
#89
Junior Member
Join Date: Apr 2009
Location: W Hazleton PA
Posts: 12
Likes: 0
Received 0 Likes
on
0 Posts
I have bought a car that I totaled back from the insurance company. Worked out easy to do. Problem is no matter what you do it gets a "R" title. It's best to try and get them to not total it and get as much from them as possible from them. You can even offer to agree to less than the totaled privce if it nears that limit just to keep a clean titler. Sucks. There is no way to ever be compensated fully by an insurance company because of all the time and hassles involved and the loss of ride time. Good luck. Be sure to post how this mess turns out for you. Sorry for your loss.
05-28-09, 08:57 PM
#90
dorito powered
iTrader: (5)
Join Date: Mar 2008
Location: Lincoln, NE
Posts: 2,839
Likes: 0
Received 0 Likes
on
0 Posts
ok, mine caught on fire while driving it around a few weeks ago (electrical) and the insurance company totaled it, they offered me 13k (I bought it for 11) and a 1.4k buyback, I took it, I'm selling the roller, just my little experience, but there was way more damage to mine than it looks like was done to yours, I expect they'll fix it (sorry if this was already confirmed or not) but I would take the buy-back and rebuild that rear end.
ewwww!!
06-17-09, 02:10 PM
#95
Illusionist.
Join Date: Jul 2008
Location: Northern California
Posts: 39
Likes: 0
Received 0 Likes
on
0 Posts
06-17-09, 11:03 PM
#98
Senior Member
Thread Starter
Well... insurance isn't helping me too much. Insurance only offered 10k. Of course I did not state I had modifications on the policy, so modifications are not added in the value, nor did I expect them to be covered. The good thing is that the modifications were undamaged in the fire. Insurance thought the car was damaged beyond repair because when the insurance guy came to look at the car, the battery was unplugged. The insurance guy tried to power up the car to look at the odometer I guess.
I don't have the time nor energy to fight with insurance. They offered a $300 buyback and I'll just take the offer and see how I can fix it. I've take the car apart and will need some new parts. But all in all, it's not too bad.
I hope to start a new thread on the rebuild process if I do fix it.
I don't have the time nor energy to fight with insurance. They offered a $300 buyback and I'll just take the offer and see how I can fix it. I've take the car apart and will need some new parts. But all in all, it's not too bad.
I hope to start a new thread on the rebuild process if I do fix it.
06-18-09, 12:52 PM
#100
No. All you need to pay is the salvage value of the vehicle, i.e., what a salvage yard would typically pay for what the metal and parts would be worth to them. And these are just ballpark figures. It is not like someone went thru and said "Ah, you have an ACT clutch" or "Ah, you have a Greddy three row intercooler" and started seriously tallying it all up.
I'm with the 'strip down the ***-end of this buggy and build her back like new' crowd. This baby's got 'poutential'!!
Get out that angle grinder and get to work.
I'm with the 'strip down the ***-end of this buggy and build her back like new' crowd. This baby's got 'poutential'!!
Get out that angle grinder and get to work.