I Killed Tupac Posted a thread wondering what his Insurance was going to be if he bought a RX7 he i am also 17 and have pritty much the same record.The person who answerd didnt really give him an answer he just pritty much told him your screwed.......Reading on into the forum i saw that he was talking about his new RX7(suppose he bought it anyways) I would really like to know what the insurance would come out to.

 

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I would've said the same thing . Nah, I'm joking, but if you get insurance under your own name, expect to pay at least $4000 a year for it. Have fun !

 

People, use the damn search function....

https://www.rx7club.com/forum/showth...ight=insurance

https://www.rx7club.com/forum/showth...ight=insurance

https://www.rx7club.com/forum/showth...ight=insurance

https://www.rx7club.com/forum/showth...ight=insurance

and there is a lot more where that came from......

 

ya... way too much
im 19 and insurance for me would be $6900 CAN a year. thats exactly why its under my dad for $1100

 

(ya... way too much
im 19 and insurance for me would be $6900 CAN a year. thats exactly why its under my dad for $1100)

And how exactly does that work.Doesnt he have to pay insurance on it to?

 

Go to Progressive.com you should be able to get a quote there. If you have insurance now, just call your agent and he'll tell you how much to insure an RX-7. Tom

 

Pretty.

 

What happens is your father (parents) are listed as the primary driver and you are listed as a secondary driver on the car.

Since you are not listed as the primary, the rate is much lower.

 

"What happens is your father (parents) are listed as the primary driver and you are listed as a secondary driver on the car.

Since you are not listed as the primary, the rate is much lower."

But him being the primary driver he would have to pay insurance on the car to would he not.

 

Confused if something were to happen it would be on both your records, i.e. an accident. The bill will come to your fathers name. Do what I do, give the money to my pops so he can add it to the bill. Not hard at all. Ohh and I work for insurance.

 

im with usaa, im 21, have a flawless record, and i pay 2600 a year. that is the best i have found. man, that number makes me sick just looking at it. think of the mods that could be done if you didnt have to pay so much. damn, damn, damn.

 

What a loevly idea!Care to elaborate on that plan a little bit more??

 

Ill let you in on a little secret. The reason insurance is really high on the FD is the percentage rate of claims. Did a little research and of all the companys in my city the average claim rate was 68%. What this means is that 68% of the FD's they insure(remember just becasue I said in my city, they could insure people from all over the U.S.) are having claims filed. Some go as high as 80% to as low as 59%. Thats a very high claim rate. Thats why only about 50% of insurance companys will insure RX7's as a whole. One bad apple ruins the bunch I guess. So if your male under 25, beg your parents to have it under their insurance plan. Thats the only way you are going to have normal payments.

 

thank you mahjik

 

Yes, you would be paying to insure BOTH you and your father for driving the vehicle. However, since your father is (or at least, should be) much older than you, the combined total of having your father as the primary driver and you as the secondary driver verses you as the only/primary driver will be signifigantly different.

Just call up your insurance company and tell them you are thinking of buying a '93-95 RX-7. Ask them to work you up an insurance quote of you being the primary driver, or your father being the primary with you being a secondary driver.

Insurance quotes are free, just ask them...

 

rotorbrain: I'm basically setup the same way you are: I'm with USAA, I'm 21 (or I will be in a week ), absolutely no bad record (not even a parking ticket), and I'm currently paying about 1800 a year. I'm wondering why the huge difference??? Is it just because of us living in two different areas (I'm in colorado)?

I hate insurance, its too damn confusing and results in a lot of mod-money down the drain...

 

I am going from a 2002 jeep sport to a 94 rx7, and ive had a auto accident in the past 4 months. My insurance will sky rocket.

Insurance is also based on the color of the car if you did not know. I believe it goes, red, black and yellow are most expensive. THats why when you call to switch the insurance info on the car, they ask for the color and such.

It could also be a myth, who the hell knows.

 

Thanks alot guys youve bin alot of help. Hopefully will be the proud owner of a silver 94 RX7in about 3 weeks.

 

I'm 24..single and all that..I already have a VW Passat with Libtery Mutual..I added the RX7 and pay about $600 a year for insurance..during the winter times it will drop to about $350..

 

that is VERY strange!!!!! how long have you been with them? ive got about 2-3 years now. tell me if your insurance goes down when you turn 21. it did for my brother and hes had a wreck. mine didnt get messed with at all. im gonna call them!!!!!!

paul

 

Actually, to be honest, that is the quote for when I turn 21. I have been a member for a couple of years now, but this is the first time that I have insured a car through them. Since I just bought it a few weeks ago, I figured I could live with a little higher rate for a couple of weeks before I turn 21 (right now, its something like 1100 every 6-months, but it will go down to 900 as soon as I turn 21). Do you have better deductables or something? I have the standard package: something like 250 comp and 500 on broadform collision (I don't remember the exact numbers, but its the standard package that just about everone gets)

I recently got a HUGE loan with them (one of the ways I was able to afford the FD). And I've been told that credit history also goes into the calculations. I dunno, just an idea.

But seriously, call them up and ask them WTF is going on.

 

I didnt post the thread. I was the guy that told the kid he was screwed. Cuz he is.

 

That whole color thing is B.S., at least according to the agent at Liberty Mutual. My Red R1 isn't any more than a Violet or Magenta R1 .

I'm paying a little under 1200 a month, but that's with my Mom as the primary driver. And she's never even been behind the wheel

 

insurance for me at 16 years of age for a 93 RX-7 would be $9149 CAN a year. If my dad was primary and I was secondary, it would go to ~2600/year.

 

20yrs old. Cars cosigned w/ my old man.




36 bucks a month :1party: