R.I.P. Rosemary - 5/14/07
05-16-07, 09:33 AM
#51
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It is in my opinion since the truckdriver hit you and made you wreck, you tell his insurance you have been having neck/back pains since the wreck and if they dont want to repair your car to 110% of its condition you will pursue them in court over the "injuries"
05-16-07, 11:16 AM
#54
Well, if you want to get it fixed, then you need to leave it on and give them the reciepts or proof how much they are worth... Since its other guys fault, they are responsible for compensating what you lost.. including all the modified parts!
If it was your fault and your insurance was involved, then they wouldn't compensate for all the aftermarket stuff you put in.. hence why people get different kind of insurance.
Hope this helps..
If it was your fault and your insurance was involved, then they wouldn't compensate for all the aftermarket stuff you put in.. hence why people get different kind of insurance.
Hope this helps..
As far as receipts/proof goes, thats not too hard to do. I assume that will be included in the "cash value" of the car when they reimburse me for it?
I suppose I could then buy it back and just keep the parts if I so choose.
That sound about right?
05-16-07, 11:45 AM
#55
Totalled that's for sure. No question about it.
Even if it's THEIR insurance that is paying, they are not gonna pay more money than the car is worth (ask Adam C about this, he is the expert).
Also IMO that car is not worth fixing especially with a salvage tittle associated with it. That is extensive frame damage and even if it came out perfect, the amount $$ to get it back on road certainly does not justify ownership.
If you really want to make the best of the situation: Get an accident attorney, claim personal injury. This shouldn't cost you a dime as this is an open and shut case.The reason I say get a lawyer is becasue the isurance company will lowball (expect them to offer like 5K) you that is a given. We are not experts in this field so let the experts fight for you they will get the best results.
After you get the most $ for your car, you should buy it back, get a true roller and swap all of your usable components. With that you should have plenty of $$ left over for mods.
Even if it's THEIR insurance that is paying, they are not gonna pay more money than the car is worth (ask Adam C about this, he is the expert).
Also IMO that car is not worth fixing especially with a salvage tittle associated with it. That is extensive frame damage and even if it came out perfect, the amount $$ to get it back on road certainly does not justify ownership.
If you really want to make the best of the situation: Get an accident attorney, claim personal injury. This shouldn't cost you a dime as this is an open and shut case.The reason I say get a lawyer is becasue the isurance company will lowball (expect them to offer like 5K) you that is a given. We are not experts in this field so let the experts fight for you they will get the best results.
After you get the most $ for your car, you should buy it back, get a true roller and swap all of your usable components. With that you should have plenty of $$ left over for mods.
05-16-07, 12:34 PM
#56
montego, it might be situation specific.. but when I got in an accident back in 1997(maybe 98), I had over 10K worth of custom stereo in my car. Not just equipment but also quite a bit of custom work (20 speakers and 6 amps in a convertible celica).
Damage was pretty bad! My front end needed to be pulled, new bumper, new aftermarket suspensions, wheels, tires, etc were shot.. The car didn't even worth the amount of damage it suffered.. But after providing all the reciepts and such, they decided to fix it! As they needed to repay for all the installations to another car!
Also, consider deminished value of the car. Most people tends to forget about this but its your right! If you do get it fixed, it should not carry a salvaged title! But because its been in an accident, the car's value do drop! You should be compensated for that. And remember that FD values been going up a little every year..
I know this as this is what I had to do with the MX5.. at the end, I think the insurance company should of just totalled my car instead of fixing it.. I paid $24k for the MX5 and after all the bills, the company probably dropped $15K to fix it!
Damage was pretty bad! My front end needed to be pulled, new bumper, new aftermarket suspensions, wheels, tires, etc were shot.. The car didn't even worth the amount of damage it suffered.. But after providing all the reciepts and such, they decided to fix it! As they needed to repay for all the installations to another car!
Also, consider deminished value of the car. Most people tends to forget about this but its your right! If you do get it fixed, it should not carry a salvaged title! But because its been in an accident, the car's value do drop! You should be compensated for that. And remember that FD values been going up a little every year..
I know this as this is what I had to do with the MX5.. at the end, I think the insurance company should of just totalled my car instead of fixing it.. I paid $24k for the MX5 and after all the bills, the company probably dropped $15K to fix it!
05-16-07, 01:05 PM
#57
If you really want to make the best of the situation: Get an accident attorney, claim personal injury. This shouldn't cost you a dime as this is an open and shut case.The reason I say get a lawyer is becasue the isurance company will lowball (expect them to offer like 5K) you that is a given. We are not experts in this field so let the experts fight for you they will get the best results.
when I got in an accident back in 1997(maybe 98), I had over 10K worth of custom stereo in my car. Not just equipment but also quite a bit of custom work (20 speakers and 6 amps in a convertible celica).
05-16-07, 01:19 PM
#58
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A friend of mine hit me not to long ago, and the car was taken to a body shop owned by a jaguar dealership, I would say it was a fairly high end shop but nothing crazy. He got a discount because the person who owned the shop was close friends with his dad, this cost him $2700 to fix. The damage was only to the fender and door shell.
The little plastic vent on the fender alone is 198 or something from Mazda, I hate to say it but that car is a total loss.
The little plastic vent on the fender alone is 198 or something from Mazda, I hate to say it but that car is a total loss.
05-16-07, 02:03 PM
#59
Back when I was just a newbie, some lady hit me from behind at a stop light. Pretty damn hard actually she skidded for 225 ft before she ram into me. I was in a small nissan truck, I hit my head, and I hit the car in front of me. So my truck was beat pretty bad.
I truly was injured so I got a lawyer after a few days. Prior to the lawyer the insurance company offered me 1K for my truck! I had just payed 7K for just a year earlier. They fought and argued that that is all my car is worth and that is all that I was gonna get. Regarding what I had paid for a year earlier their statement was that was a year ago and that I over paid (untrue)... A couple of days after the accident my neck and back kept hurting (rather bad), coupled with the low balling offer, and a commercial I happened to see regarding car accident attorneys I picked up the phone and called lawyer.
A whole different tune... Oh all of the sudden my car was worth 7K again, and they were gonna go ahead and fix it, and in the mean time I had a rental car paid at their expense while my car was down. Take note that 7k in 1990 is a lot more than it is today. The problems didn't end there with the truck. I took it to a supposedly reputable dealiship to get fixed. After it was all said and done. My driver's side door would touch against the fender... I expressed my dissatisfaction to the bodyshop and their reply was that the insurance company only authorized for certain things and even though they had called several times the insurance company denied that additional work. So it was a fight between the body shop and the insurance company but I was stuck with the raw end of the deal. Bummed I showed my lawyer the finished work. She got on the phone and called up the insurance adjustor chewed him out, at the end of the conversation. I was to take the truck back to get it fixed and that there was a rental car waiting for me. Additionally, I had a custom paint job on that truck that the lawyer also argued that they should pay for. They did.
What I learned:
They work fast in order to settle the claim, get you to say anything to use against you in the future. It is not about being fair to you. Is is about paying the LEAST to you. Whether you are happy or not that is not a concern. Ultimately it is about the buck. And sometimes in order to save your own *** you have to play hard ball. Bad karma from my experience no way... I'm a rather honest individual if truth be told. Too bad insurance companies aren't in the same playing field.
I'm glad that you weren't hurt. I hope that everything works out for you and that they do infact pay you what's fair without causing you a heartache. But if you find yourself against the wall and feel that you are being screwed, you can't claim ignorance of what other choices you had at the time.
good luck!
Last edited by Montego; 05-16-07 at 02:15 PM.
05-16-07, 04:44 PM
#62
Appraisers familiar with sport cars and a good history are also worth looking into.
I have a 1988 Mercedes wagon that got in a minor fender bender (low speed no frame damage). They wanted to total the car since the repair was more than 70% of the KBB value.
However, my appraiser, plus all the recent receipts showing how I restored the car with NEW Mercedes parts, made MY insurance company (the other party was NOT insured), approve the repairs with GENUINE Factory Mercedes parts.
If you need an appraiser PM me.
Good luck,
:-) neil
I have a 1988 Mercedes wagon that got in a minor fender bender (low speed no frame damage). They wanted to total the car since the repair was more than 70% of the KBB value.
However, my appraiser, plus all the recent receipts showing how I restored the car with NEW Mercedes parts, made MY insurance company (the other party was NOT insured), approve the repairs with GENUINE Factory Mercedes parts.
If you need an appraiser PM me.
Good luck,
:-) neil
05-16-07, 04:52 PM
#63
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http://www.imagestation.com/album/pi...?id=2092164721
Rosie, a 1993 VR base model rx7, 45k miles on original motor, perfect inside & out, was severely injured yesterday at approximately 12:30pm on 295-S in Cherry Hill, NJ.
A dumptruck changed lanes into my rear end today sending me spinning across 295-S in New Jersey, where I met a guard rail at about 60mph.
I left w/ a bloody nose and some burt fingers (airbags), and my passneger walked away scratch free. I'd say we were pretty lucky.
If anyone out there can take a look at the pics and let me know if the car is fixable (not whether the insurance company will total it b/c there are too many variables there) and give an educated guess as to the amount of frame damage (if any) and total damage, I'd appreciate it. Im trying to brace myself for the fact that she might be gone (although the bluebook on that car is 18K much to my surprise) but would like some of the rebuilding experts out there to give me their opinion.
And before anyone asks, NO - I WILL NOT BE SELLING HER BROKEN BODY. or any parts from it.
Vultures.....
Steve
Rosie, a 1993 VR base model rx7, 45k miles on original motor, perfect inside & out, was severely injured yesterday at approximately 12:30pm on 295-S in Cherry Hill, NJ.
A dumptruck changed lanes into my rear end today sending me spinning across 295-S in New Jersey, where I met a guard rail at about 60mph.
I left w/ a bloody nose and some burt fingers (airbags), and my passneger walked away scratch free. I'd say we were pretty lucky.
If anyone out there can take a look at the pics and let me know if the car is fixable (not whether the insurance company will total it b/c there are too many variables there) and give an educated guess as to the amount of frame damage (if any) and total damage, I'd appreciate it. Im trying to brace myself for the fact that she might be gone (although the bluebook on that car is 18K much to my surprise) but would like some of the rebuilding experts out there to give me their opinion.
And before anyone asks, NO - I WILL NOT BE SELLING HER BROKEN BODY. or any parts from it.
Vultures.....
Steve
front damage alone will be around 10k, rear should be another 2-3. fd parts are not cheap, and theres very little aftermarket. hood lists for $939...
06-25-07, 01:25 PM
#64
Well here's the update...
After nearly 6 weeks of going back and forth, I have finally agreed upon a value with my insurance company.
I will be settling with them and retaining the vehicle to part it out.
I won't have a price list before this weekend (and therefore no post per forum rules).
FYI - I will be selling my ENTIRE interior to a friend of mine, so no panels, plastics, carpets, or seats will be available (converting from tan to black).
My profile has my mods in it so feel free to shoot a PM if you're interested in something. That said - let the PM/email fest begin.
Also, if anyone is interested in the longblock & the tranny (turbo's & all) with 45k and what I assume to be good compression (of course I'll have it tested before I sell it off) shoot me a PM or email at smmoskowitz@gmail.com.
After nearly 6 weeks of going back and forth, I have finally agreed upon a value with my insurance company.
I will be settling with them and retaining the vehicle to part it out.
I won't have a price list before this weekend (and therefore no post per forum rules).
FYI - I will be selling my ENTIRE interior to a friend of mine, so no panels, plastics, carpets, or seats will be available (converting from tan to black).
My profile has my mods in it so feel free to shoot a PM if you're interested in something. That said - let the PM/email fest begin.
Also, if anyone is interested in the longblock & the tranny (turbo's & all) with 45k and what I assume to be good compression (of course I'll have it tested before I sell it off) shoot me a PM or email at smmoskowitz@gmail.com.
06-25-07, 09:21 PM
#71
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06-25-07, 09:32 PM
#72
Wow - who would have thunk that the parts I have would be in such high demand.
Tell you all what - if you have called dibs on something already, you have first crack at stuff once I:
1) decide if I am selling it
2) get it off the car
3) inspect the condition
4) set the price and post it in a for sale thread like forum rules state
Feel free to reach out to call dibs, but don't expect much back as far as price/availability goes until I make sure the stuff isnt damaged.
smmoskowitz@gmail.com is the best way to get a hold of me.
Steve
Tell you all what - if you have called dibs on something already, you have first crack at stuff once I:
1) decide if I am selling it
2) get it off the car
3) inspect the condition
4) set the price and post it in a for sale thread like forum rules state
Feel free to reach out to call dibs, but don't expect much back as far as price/availability goes until I make sure the stuff isnt damaged.
smmoskowitz@gmail.com is the best way to get a hold of me.
Steve
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