jimlab

That's fine. I don't respect people who lie about what they have or how they got it.

Stereotypes exist because they're accurate a large percentage of the time, so it's safe to make the assumption. Obviously, there will always be exceptions to the rule, but they will be few and far between, statistically speaking. Like women drivers who know what they're doing behind the wheel of a car... my apologies if you don't fit that stereotype either.

wingsfan

Then, does Bill Gates know what you're doing to his car?

Just kidding Jim, I know you earned those stock options.

dgeesaman

iTrader: (7)

That's pretty much true - although the statistics on high-speed reckless driving slant heavily toward young, inexperienced, alcohol/drug affected teens with their friends onboard. But they're going to do that in any car - just last week 3 kids died after the driver was going superfast on the highway and couldn't avoid a truck they approached. Street pizza, in a Subaru Outback AWD wagon.

Dave

dgeesaman

iTrader: (7)

I don't think the young is the problem. Although young and dumb is a popular thing, the ones you're talking about do it out of stupidity, not youth. If that weren't true, I wouldn't see adult driving $40k SUVs on underinflated tires. The best you or I can do about it is learn 'em, not lecture them.

Dave

ejmack1

Those are mostly females though driving on underinflated tires in big SUV's that they need books taped to the bottom of there shoes in order to press the accelerator...

dgeesaman

iTrader: (7)

That's so true. I remember so many times in high school (and later, too) when the answer to the question "is that yours?" was "of course". Nobody took the time to explain that their parents paid for it, or their grandparents gave them a free loan or paid for half of it, whatever. If you put gas in it, it's yours, according to teenagers.

Of course these people never made anything of themselves later in life.

Dave

dgeesaman

iTrader: (7)

Jim, I would have to stereotype you as Opinionated.

Dave

dgeesaman

iTrader: (7)

I also thought of another factor: the PITA young drivers who are out ricing and wrecking FDs aren't on the forum. They're too busy being stupid and wreckless to take time to type on a computer, so really we're missing the problem audience anyway.

jimlab

With a capital "O", even...

I don't agree with that at all. There are plenty of FD owners (and otherwise) on this forum who think that Tom Ngo's car is "the shiznit" instead of a hideous monstrosity that totally ruined the car for its originally intended use, and would love to do the same to their own, finances willing. Just head to the interior/exterior forum some time or keep an eye out for the periodic threads in the 3rd gen. forum containing phrases like "lambo doors".

I've also seen numerous "I wrecked my FD" threads posted by younger owners over the years, several of whom just posted "I got my FD" threads a few months prior. The most common cause of FD death by misadventure, just off the top of my head, involves wet pavement, bald tires (FD car payments can take a big bite out of a McDonald's paycheck...) and youthful "exuberance" (not to mention inexperience). When's the last time you saw a post by an older owner talking about totaling their car?

jimlab

BTW, just for the record, none of what I've posted was directed at dabigesii specifically. It was directed at the "me-toos" that show up in threads like this one to defend the honor of "young FD owners" and "young but excellent drivers" everywere...

Welcome to the forum, dabigesii. Enjoy your stay.

nickpapagiorgio

First of all, just because the title to the car is not in your name, but rather the name of a lending institution, does not mean that you don't own the car. Legally you own the car even if you are still paying it off. A car finance loan is similar to a mortage on a house, it is simply a contract whereby the borrower promises to pay the principle, plus interest, under the payment system as stated in the terms of the contract with the condition that if the borrower defaults, or some other way violates the contract, the loaning institution has the right to sell the house/car to pay back the loan. The loaning institution holds the title simply as insurance that they don't get screwed over on the deal if the borrower defaults and fails to pay. Therefore, just because the title is not in your name, doesn't mean that you don't own it, if that was true, then most of us won't own our houses.

Secondly, its pretty funny becasue on one hand you make comments about how cheap this car is so that anyone can afford it then you contradict yourself and makes statements to the effect that it is almost impossible for someone under the age of 30 to "own" one.

The bottom line is, who cares if the kid got his parents to pay for it or a loaning institution or he lives with his parents or he used a trust fund or whatever, the fact of the matter is he still owns (or at a minimum drives it around like he owns it) one and I don't see how the people on this forum can jump to sterotypes on these simple facts and reach conclusions about people they have never met before. It seems to me that the reasoning of most of the "older" forum members is that because a younger kid has the help of his parents, becasue they either paid for the car outright, or they loaned him the money, or he lives with them, whatever, the "older" members resent them. Under this reasoning we should be mad at every kid who goes to Disneyland with his parents because that little ****** is getting a free ride. I know this is an exaggeration but it illustrates my point that just becasue a younger person has the help of other people around him doesn't mean that he is less worthy, only that he is lucky. Be happy for him, not resentful.

Kevin

PS- What difference does it make if "younger" kids are trashing fds?? Are they trashing your fd?? If not then who ****** cares??

daem0n

Man o man, I knew you would take my words personally. You must have nothing better to do than make fun of pretty much everyone on this forum. I wonder if you have any friends in the "outside" world.

Well you SAID that someone who can afford a Civic can afford an FD and that it's not a "priviledged" group...on top of this you assumed that most people don't own their cars. If you were so rich yourself you would've been done your damn cylinder project like 10 years ago...maybe you'd be on better terms with people from the relief of stress too.

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Honestly, you can't blame younger people for wrecking the FD...
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The hell I can't.

People who can afford to keep good tires on the car because their car payment doesn't consume the bulk of their earnings and aren't out trying to "drift" don't wreck their cars very often. The younger people ARE wrecking FDs, and if you don't believe that, you need to start reading more of the wreck posts in the 3rd gen. forum.

Yeah, because we know every single young person out there buys the FD to drift...wow, you really like stereotyping. I know maybe one person on these forums who've used the FD to drift. Most people can't afford to use an FD for drifting so they'll get something a bit cheaper and easier to maintain like a Toyota AE86 or even an FC.

Also, if you would actually read the words all together in the sentence instead of just looking at the words themselves you might understand what was going on. The reason a lot more younger people post about wrecking their FDs is most likely the fact that:

1) They bought the car recently and couldn't handle the power (while most older people have probably owned the car longer because they could afford it earlier...anytime since '93).

2) A lot more of people aged 20-30 use the internet and new technology - check the facts.

3) A lot of younger people wouldn't be embarassed about posting a wreck because they don't know about all the risks and life lessons that someone older might. And this in turn causes them to not realize that they might be making a fool out of themselves by posting their wreck....while someone older would most likely keep things to themself.

Anyway, two of these are just generalizations and the third is part fact so honestly who really cares, I'm just trying to back up my information here.

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One last thing, the stereotype that younger people crashing this car is quite rediculous...
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Spelling ridiculous with an "e" is ridiculous, but that's just my opinion.

Like I said before, if you actually read the sentences and paid attention to what I said, you'd stop nit-picking at the small things.

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I've seen just as many older drivers wreck their cars as younger drivers. Younger drivers might not have the experience but I imagine that they've just taken a fresh course in driving and don't have bad driving traits yet.
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Sure. OK. Whatever.

Yeah whatever is right - your opinions if they even are opinions are just rude. You post your information and let crap fall out of your mouth and spew it to the masses. No one likes someone that posts negative opinions and stereotypes all the time. When was the last time someone actually thought something you said was insightful or informational? Get a life, this is the internet...go fix your car.

jimlab

Oh really? So if the bank decides to call in your loan, they can't just take the car you "legally" own and sell it to satisfy the debt?

You won't. Not until you're no longer obligated to pay someone else for the privilege of living there.

They are cheap. Younger owners couldn't possibly afford the payments if they weren't. Where's the contradiction?

Give it another 10 years or so. You may eventually understand.

Not impressed by them would probably be more accurate. At least the ones who feel a need to brag about what they haven't earned themselves. Give it another 10 years or so. You may eventually understand.

True, but we're not talking about people who act like they appreciate the fact that they're lucky. We're talking about the spoiled brats looking for any excuse to brag. It's about as honorable as buying an Olympic medal in a pawn shop and then bragging to everyone that you won it. Give it another 10 years or so. You may eventually understand.

Use your own logic on your need to respond to my posts... why do you care what I say if it doesn't affect you?

daem0n

OMG - I can't believe I missed this. Are you serious about this crap?!! Do you know what a stereotype is? Maybe I should give you some examples of unacceptable society stereotypes and stereotypes in general:


-Women drivers are bad
-Black men have big dicks
-Mexicans are lazy
-Jewish people are all rich
-Native americans all sniff glue and are lazy
-Inuits are trouble makers and kill wildlife
-etc, etc, etc

If we lived by these stereotypes we'd have a great world ruled by the likes of Osama Bin Laden, Suddam, and maybe even Hitler. People like you shouldn't be allowed to post your opinions, we don't need them. (or want them)

jimlab

It's not. The fact that you're here is evidence enough of that...

Chances are that they don't. It's the American way to buy more than you can actually afford to pay cash for...

Yawn...

"Nitpicking" isn't hyphenated...

Especially when they're right...

Check the archives in the suspension and 3rd gen. forums...

Mine is paid for. Is yours? Apparently not, or you wouldn't be so incensed by what I have to say...

nickpapagiorgio

Sorry

jimlab

Did you hit submit before you were finished, Nick?

daem0n

Actually it is when I spell it And it can be spelled either way so you know for the future (http://www.hyperdictionary.com/dictionary/nit-picking)

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Mine is paid for. Is yours? Apparently not, or you wouldn't be so incensed by what I have to say...

Actually mine was paid for with cash in full. You can ask the seller sometime, he's a member on the forums too. I'm not incensed by the fact that some people haven't paid for their cars...I incensed at the fact that you think you can judge these people.

jimlab

I can judge anyone I want to, including you.

Just when I thought this thread couldn't possibly get any stupider, you totally amaze me by taking it to a whole new level... Bravo!

daem0n

I'm glad you think your lesson in life has been stupid...no wonder you have these horrible stereotypes. The sad part is that I'm younger than you and am on a whole different level much higher than you'll probably ever be. I'll be part of the elite group that understands other people, is tolerable and educated while you can be part of whatever group you think you're in.

XSTransAm

Just a word on these stereotypes.

nickpapagiorgio

This is so ****** stupid, for the last time, you own the car, they can get legal title to it if you default because that is a term listed in the contract, that's called a future interest, you have a present interest and present interests are what define ownership, so you own the car, not them. If they own the car, then I guess they can just come by whenever they want and take it for a spin huh?? Or even just come to your house with the title and take the car to sell. Why not they own it right?? Just admit you are wrong and lets end this one.

You do own your home, just because the bank has a lein against it the form of a mortgage doesn't mean they own it. Same argument, can they come and hang out when ever they want?? No, if they did you could sue them for trespass, usually owners can't get sued for trespass on their own property. Seriously though, think about what you are arguing, that anyone who has a mortgage on their property doesn't own it. Do you really believe this??

If the "younger owners" can afford the payments then why are you arguing that they couldn't have possibly paid for it themselves??

In 10 years, I'll be almost 40

If you think thier bragging, that's your prerogative

If you think the kids in disneyland aren't spoiled you've never been there.

Good point, I don't, I'm done with this post, peace.

jimlab

"Whole different level much higher". Interesting.

That's funny, because the last thing I'd mistake you for is being educated...

daem0n

Yeah I thought you'd fight that one. It's pretty funny...I must not be educated since I won all of my debates with you. I also have many achievements in my life and I'm sure my education already surpases your's...I'm sure other people who read the thread can make a judgement on their own. So before you start making assumptions again maybe you should quit while you're...well behind

jimlab

Look up the word "repossess" in the dictionary, then let's talk.

Look up the word "foreclose", then let's talk.

Because scratching together a thousand dollars for a down payment is not the same as paying for the car in cash. However, given your recent posts, I'm not surprised that the difference is lost on you.

Well let's hope you gain some wisdom between now and then, shall we?

They are bragging. There is no other reason to chime in with "I'm only xx years old and I paid for my own car" except to brag.

Sure you are.