16 & RX-7 will cost you $ You might as well just

I beleive I paid over $2,000yr when I was 16. Back then Van Halen still had Diamond Dave and it was on vinyl. (what's vinyl dude?)

I had state farm for motorcycle ins. Considering there is "NO" other CA insurance company that even covers motorcycles. Well anyway, I crashed my bike and took it to the dealer. The dealer added more parts than what the bike was worth. I told the agent that they were getting ripped off. The agent said: "I don't care". I said I would get two other estimates but she said: "No, we don't do that with motorcycles and it's your fault for taking it to that dealer". So I told her to and let them pay off the bike.

My last ins co "Explorer" was rated very high and was cheap when I had a ticket. When it came time for a claim, they sucked massive ***! The guy that came to look at my car said I was making stuff up and didn't write anything down. I found out the "Fine print" bullshit in my contract only covered my stereo for $500 even though the factory Bose is 4X that. I spoke with the claims lady and told her that was unnaceptable. She sent me a check for $500 and said she needed an explenation from the dealer for the rest. The dealer never called them, they never called the dealer. Months later I switched to Geico and never paid the deductable. months after that they sent me another check.

Ins company's will "NOT" willingly tell you what you need to know!!! They will tell you it's in your contract. Well ******* agents, you don't receive a contract untill 'AFTER' you purchase...F'n duh! If your friend is driving is their a cap on liablility (fine print). If you change your stereo, will they pay up to the OEM stereo amount or a cap of $500 or nothing (fine print)? Will they use factory parts or aftermarket (fine print). How do they rate the value of your car (low blue book, current resale, whatever jack off appraiser wants)?