Insurance questions?
09-17-02, 01:40 PM
#1
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Insurance questions?
Ok, so is there any reason i should carry full coverage one my 87 t2. It would cost me 2600 a year, so i guess that is just stupid since the blue book value isn't much more that that. Do any of you have full coverage? Does the insurance co. give you the blue book value or what similar cars are selling for? Thanks.
09-17-02, 04:05 PM
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well for 650 id get full coverage, but for me...i just have liability which is twice lamboz1's full coverage price for me here in california. with full coverage i would pay for the car's blue book value in a year or two and i dont see it being worth that amount. i mean if i had just saved the money i would have put into insurance then after a few years id have alot more than the value of my car...so liability only for me on this car.
09-17-02, 04:05 PM
#4
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You're lucky. My insurance company wants $5000 a year for full coverage for me(20, no accidents, 1 speeding ticket). That's $2000 more than I paid for the car, and it's not even turbo.
09-18-02, 12:45 PM
#5
knowledge junkie
.................................................. ............................................1989 1991 1989
.................................................. ............................................Mazda Mazda Mazda
.................................................. ............................................RX-7 RX-7 929
BODILY INJURY & PROPERTY DAMAGE LIABILITY........................$306.00 $263.00 $263.00
BI $100,000 EACH PERSON - $300,000 EACH ACCIDENT
PROPERTY DAMAGE LIABILITY - $50,000 EACH ACCIDENT
COMPREHENSIVE ACV LESS $1,000 DEDUCTIBLE.....................$121.00 $77.00
UNINSURED MOTORIST.......................................... .......................$41.00 $55.00 $53.00
$25,000 EACH PERSON - $50,000 EACH ACCIDENT
UM PROPERTY DAMAGE $25,000 LESS $250 DEDUCTIBLE
Premium By Vehicle........................................... ......................$347.00 $439.00 $393.00
Total Policy Premium........................................... ....................$1,179.00
.................................................. ............................................Mazda Mazda Mazda
.................................................. ............................................RX-7 RX-7 929
BODILY INJURY & PROPERTY DAMAGE LIABILITY........................$306.00 $263.00 $263.00
BI $100,000 EACH PERSON - $300,000 EACH ACCIDENT
PROPERTY DAMAGE LIABILITY - $50,000 EACH ACCIDENT
COMPREHENSIVE ACV LESS $1,000 DEDUCTIBLE.....................$121.00 $77.00
UNINSURED MOTORIST.......................................... .......................$41.00 $55.00 $53.00
$25,000 EACH PERSON - $50,000 EACH ACCIDENT
UM PROPERTY DAMAGE $25,000 LESS $250 DEDUCTIBLE
Premium By Vehicle........................................... ......................$347.00 $439.00 $393.00
Total Policy Premium........................................... ....................$1,179.00
Last edited by vaughnc; 09-18-02 at 12:49 PM.
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09-19-02, 02:44 PM
#8
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Originally posted by lamboz1
I HAVE FULL COVERAGE ON MY CONVERTIBLE, AND ITS ABOUT $650 A YEAR, I WOULD EXPECT BLUE BOOK VALUE IF IT WAS STOLEN, AND ID PROBABLY ARGUE FOR MORE
I HAVE FULL COVERAGE ON MY CONVERTIBLE, AND ITS ABOUT $650 A YEAR, I WOULD EXPECT BLUE BOOK VALUE IF IT WAS STOLEN, AND ID PROBABLY ARGUE FOR MORE
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