RX-7Havik

I am with Progressive Insurance. I have liability only. The Insurance company classifies my 88n/a GTU as HIGH PERFORMANCE based off of the VIN number only. Is this correct? I have called MAZDA and asked them the correct classification of my year and make, but they only list it as a sport car GTU-P. Nothing mentioned about high performance.

Can anyone give me some advice or insight. I'd love to get that HP listing off my insurance and have a lower policy


THANKS

RotaryEvolution

iTrader: (30)

all sport cars are listed as high performance just so they can charge you more.

there are ways of lowering the insurance though, first is by removing the storage bins and adding a rear seat which, if i believe correct, takes your car out of the sport car listing by removing the 2 seater sports car criteria. 2nd is by adding a relay to make your headlights turn on with the car making them daytime running lights. there is others but i can't remember off the top of my head.

JamesBong

If they're basing it off the VIN, those additions may not help. Best to ask your insurance, or better yet, shop around. Dosn't Progressive give you quotes from other companies?

RotaryEvolution

iTrader: (30)

well yeah i would definitely be sure they would cut you the break but then again i'm a hardass when it comes to getting jerked around, we are talking about a 18 year old car so the insurance should not be astronomical, most all cars bought today have higher HP ratings and weigh about the same as the n/a FCs do. if they don't want to take off discounts i would find someone who does or just simply has a better rate.

SmogSUX

iTrader: (12)

Insurance blows.....17 year old + TII ..haha my insurance is 1600 a year.

igottafc

iTrader: (6)

I live 15 minuts away from detroit and my insurance is 120 full coverage and 60bux popd

jhammons01

A little over a $100 bux per 6 months full coverage!!! Old Age has it's benefits!!

JamesBong

Speeding tickets and a sports car = high insurance for me. Should go down next year though.

RX-7Havik

Roger that.

Oh well was just curious....guess I'll just have to eat my 118 per month liability only
Same boat....speeding tickets and sport car = expensive policy, just wished I could have lowered it without the high performance classification.

Thanks for the input fellas.

fc3sfreek

iTrader: (6)

18 yrs old 86' N/A = $360 a year liability

Innovation

iTrader: (1)

What insurance company do you use? And how much coverage do you have?

Cybaster

keep yourself clean, and drive for 3 years
19 year old with a 89 TII, 21st century liability & uninsured motorist for myself for only 281 for 6 months

i guess i didn't mention the car's horsepower ^_^

fc3sfreek

iTrader: (6)

its sum spanish name somethin like "coopertiva de seguros multiples de puerto rico" its in orlando somewher but i guess i should mention that the insurance isnt under my name its under my parents

-=1OneShotNO2=-

16 y/o wit license for 6 months.. no tickets.. 86 N/a and insurance is 160 a month AFTER i put 275 down.. sucks ***..

Innovation

iTrader: (1)

Thats why it's so cheap. Get it on your own and look out. I pay 340 every 6 months with a clean record and over 35.

fc3sfreek

iTrader: (6)

yea probly it'll be high but not that much higher bcuz my dad and my brother both got into car accidents this year and its still that low so it'll probly be around the same amount

Tofuball

I've had pretty bad luck with Progressive. If I were you I'd look elsewhere :p

Mr. Gadget

I am right there with you. About time us older guys can snicker at the young bloods.

Innovation

iTrader: (1)

I've heard the same thing. I went with State Farm and have never had a problem.

MattB

wow...mine is really high i guess. i live in MA and i pay 2300 a year for all required plus collision and something else...it sucks so bad but oh well.. 1987 Turbo II....

http://www.fortresshalo.com/wlan/gallery/RX-7

as long as i get to keep driving my 7 im happy


-Matt