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Old 05-02-02, 11:28 AM
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Question insurance

How much can should I pay for insurance on my 87 gxl?
I'm close to painting time, and need to know how much$$$ I shoud put aside for my first payment. I'm 19, no accidents, tickets, or other violations, and have been driving for three years. Any tips on getting lower rates? Maybe take my car to the insurance co lookin like crap when i get my policy so the dont see the full custom paint job that imma do? I can't afford to be payin $2 large$ for insurance!!!
Old 05-02-02, 12:34 PM
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Rates can usually be lowered if you voluntarily take a safe driving course, if you're a "good student" in high school or college, things like that.

Go to the website of your insurance company. They should have info on things you can do to reduce your rates.
Old 05-02-02, 12:41 PM
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if your under 25 you are gonna get screwed no matter what.

Maybe you'll get lucky and find basic insurance for $400/6 months.

But $1000+ a year is not uncommon for medium coverage levels with a younger driver in a sports car.

*edit
BTW: age 17-21 boys have the most accidents than any other age group, followed by elderly (65+) drivers, and just recently girls in the 17-25 age groups.

So even though you might be a good driver, your friends probably are not, and that will raise everyone's insurance, but mostly your age groups.

Last edited by Icemark; 05-02-02 at 12:45 PM.
Old 05-02-02, 01:53 PM
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I don't know if they're available in your state, butI just got a quote at www.unitrindirect.com that was less than half of what I could find anywhere else.
Old 05-02-02, 02:19 PM
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jebooth—I took your advice and called them. I've been getting quotes for months now in anticipation of putting the 7 on the road. These guys you mentioned were HALF of everone else's quotes! $369/YEAR!

Nice find!
B
Old 05-02-02, 02:21 PM
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I pay $98/month for basic liability on my 91 N/A. For my future TII, looks like the $134/month for liability will suck....
Old 05-02-02, 05:24 PM
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$400/yr/car with +25yrs/old, multi car, & homeowners discounts. Probably 0 points on my record right now as well.

That includes $8000/car theft coverage, $1500 deductable, & basic liability.

That's with progressive insurance.
Old 05-03-02, 09:34 AM
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Just liability on me is 115$/month for my 88 GXL. I've looked around, too, and it was the best I could find... I'll check out that link above..maybe i can save some serious money.
Old 05-03-02, 10:05 AM
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blah

I pay a crappy $450/mo perfect record here in Canada...I hate insurance companies, but my insurance brokers are good people.

Being under 25 sucks
Old 05-04-02, 02:34 AM
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I pay a measily $135/mo for FULL coverage. But I'm 22 and also served in the military so I use USAA insurance.
Old 05-04-02, 10:03 AM
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Originally posted by vaughnc
$400/yr/car with +25yrs/old, multi car, & homeowners discounts. Probably 0 points on my record right now as well.

That includes $8000/car theft coverage, $1500 deductable, & basic liability.

That's with progressive insurance.
I am with progressive also, and have 2 rx7's on my policy 1 NA with just liability and 1 TII with full coverage and I am paying $760 every six months. I have a perfect driving record. I don't own a home, but whats the deal. How did you get it so cheap.. please tell me
Old 05-04-02, 11:48 AM
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I have a 90 GTU and I pay 130 a month and thats with one accident and no tickets. I just recently got a number in the mail to call and get a quote over the phone and guess what they quoted me! 350 a month thats just for liability. I hate being 18!!!!!!!! But glad for the company I have now!
Old 05-04-02, 12:08 PM
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Nobody should bitch and moan like the california people, well atleast for insurance. I checked out how much i'm going to have to pay for my N/A and its looking to be something like $3000 annually. Oh, i'm 19, and have accidents in my history, but a long time ago(3 years?). I'm currently looking for a way to register and pay some other nearby states insurance and still get coverage. ^_^ Good thing I'm not getting a turbo. Thats another increase as well. >_<
Old 05-04-02, 01:08 PM
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Hehe, get this I just got my 88 TII, got a used car load for it at my bank so I must get Full coverage, I've had 2 accidents, many tickets none of which are on my driving record. and I will be pating close to $230 buck a months!!
Old 05-04-02, 01:41 PM
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Just don't move to California ^_-
Old 05-04-02, 01:45 PM
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Wow, that's not gonna look good. My parents consider anything over $50 a month "expensive" and I'm considering getting an FC!
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