Hey,

I'm curious to know what everyone here on the board pays for their insurance on their first gen's, and what type of coverage and monthly payment each of you have/make. Also list how old you are and the name of your insurance agency. I was recently with Allstate paying 682 bucks for 6 months for just liability coverage on my 89 Beretta and on my 81 RX7. I'm 21 years old. Allstate says that I'm paying 417 for the Beretta and 265 for the RX7. I asked them why the Beretta GT costs more and they told me that it is considered a "hot little sports car". I told the lady that it's pretty much the other way around. They just don't get it. I'm switching companies since I can get a lower premium with some company called GMAC. Oh well lemme get some ideas of what you all pay people. Thanks.

NATE

 

Well, it's tough to compare insurance costs from person to person because there are so many factors that effect your premium. Your age, marital status, driving record, other drivers in household, all have an effect. As for myself though I am 26, I have liability (15k/per person,30k/per accident, 5k/property) and PIP (personal injury protection) coverage. I pay $960 a year in New Jersey. I paid $804 for the same car in Michigan. Insurance company is NJ Cure.

 

im 17 and i pay 1000 a year for full coverage, the wierd thing is they almost didnt cover me becuase they said my car was a "race car"

 

When I added the 7 to my insurance, it only added another 20$ a month to my payment. BUt I only got liability and uninsured motorists on the 7.

 

Things probably work a bit different up here, but I'm insured for everything but collision...meaning that if it's my fault, I pay for the repairs to my car. I pay $81 canadian per month, and I'm 23. I think the value of the car also keeps the premiums so low. For most of us, if we were to wreck our cars, the insurance companies would probably just write it off and send us a check for a thousand dollars or something.

 

NJ, 18 years old, single, 2 points for speeding, 83 rx7 liability only, 100k/300k/50k is $2000 a year, paid quarterly.

 

23, male, Minnesota, large breasted girlfriend, sports car, no insurance, drives carefully around cops.

 

am 32 and pay 580 for 6months for my 84 gsl and 92
jeep

 

I pay $546 for full coverage (collision/liability) plus a $58 licenseing fee for a grand total of just over $600 bucks. Per year. Canadian.

Heheheheh.

 

Damn Saskatchewan people.. your guys is insurance is so cheap... i'm in alberta i paying everything except collison i pay $1754 a year... i thats consider cheap since its a sports car, i male and i'm 20

 

Y'all got it good. I pay $1296 a year on my beat-up Honda Accord and only like $400-something on the 7. Never figured that out. Liability only on both. I'm 20 and live in New Jersey.

Conway

 

I am at Prudential, and they just cant get their **** together. After I convinced them that I have experience with this type of car (I don't know what the hell that means, but I told them this was my 17th stick-shift car), they are charging me 191 every six months for liability and underinsured. I checked with Allstate, and they only want 100. Oh, I am 37, married, father of three, have 3 cars and a boat, own a home with a policy with the same company, no tickets, no claims, and I live in Idaho. I think that covers most of the variables. Oh, I also have a concealed weapon permit, I have a vascectomy, and my gall bladder removed, but I'm not sure if those things matter.

 

GECKO, i mean GEICO, 19, male, ALMOST have a girlfriend (workin on it), break dances, and DOESNT tell the insurance company of all the mods done, and i get something like 600 every 6 months for a gsl-se, in Pullman, WA.

 

I pay 360/ month... Can you say ouch?? Two speeding tickets, careless lane change ticket, and 3 accidents.... Oh, and im 18 years old!

 

Dayummmm!.... 33 Male, Virginia beach, VA $208 every 6 months for 85 RX Liability & uninsured motorist. Clean record (1 speed tik in '96 or '97) one minor accident ($500 damage) in '98. Married with 2 kids, several girl friends and an appendix removed ;-)

-Rich

 

82$CAN/Month. Male, 20, wears Eau de Rotary cologne, 2 speeding tickets, 5 excessive noise warnings, and a hell of alot of luck.

 

This is the reason we all pay so much insurance.

 

23 yr old, i pay 480 every six months, all tickets cleared only a motorcycle accident showing from last year.

 

$310 a year for liability on the RX-7
$800 a year for liability and collision on the WRX

Relatively clean license, only a couple tickets.

 

34 and pay $625/6months full coverage on a 88 $runner and 85 SE. Mercury Ins. in so. cal.

 

$32 US, basic liability...USAA...

 

Mar3 $32 a year?... are u the Gecko I see on TV?

-Rich

 

$360 for 6 months liablity and bodily injury only. I'm 21, and live in Utah, no traffic violations, no girlfriend, no drastic surgeries, and still think I'm paying too much for insurance.

 

I used to pay about $280 a year for the 1st gen with my old company (Nationwide) who was extremely expensive. (I carry high liability, like 300/300/100). Now paying about 1200 a year for the audi full coverage and 800 a year for the FD full coverage with 200/500 comp/coll. deductible with State Farm. 25 male, and single.