Insurance Question
#1
Insurance Question
Maybe this goes more in the "general" section, but I was thinking that besides the real old school stuff, our first gen are would be the place to pose the question.
Currently, I have my RX-7 insured with everything else in the family fleet - a late model Accord and a Chevy Colorado. The Mazda was just tacked on to the plan when I bought it a couple of years ago. But, given that the car is approaching it's 30th birthday (It's an '85 model), I thought I should perhaps see if there is a better option.
So, do any of you guys insure your RX-7 separately with companies such as Hagerty? Thoughts? Experiences? Should I just let sleeping dogs lie?
thanks for your input!
Currently, I have my RX-7 insured with everything else in the family fleet - a late model Accord and a Chevy Colorado. The Mazda was just tacked on to the plan when I bought it a couple of years ago. But, given that the car is approaching it's 30th birthday (It's an '85 model), I thought I should perhaps see if there is a better option.
So, do any of you guys insure your RX-7 separately with companies such as Hagerty? Thoughts? Experiences? Should I just let sleeping dogs lie?
thanks for your input!
#2
My father and I have used hagarty insurance on multiple vehicles.
To us, its worth it, $300-400 a year for a generous full coverage insurance policy. However, there are restrictions, you must have another car for a daily driver, there are limits on how many miles you can drive a year (2500 I think). We also have to occasionally provide one "recent" exterior, interior, and engine picture. Also I think there is a requirement of a shelter for the car, but i,'m not really sure.
We don't drive our cars too much, heck I drive less than 12000 miles a year anyway, so it works ot great.
My insurance company is in bed with hagarty so it was easy for me, I just got with my local agent and they hooked me up.
I say go for it, call your insurance company and ask about collector car insurance. Seriously doesn't hurt to ask.
Just fyi 1. Hargarty will insure an fb (I know this lol) 2. As far as the milage limit goes, I've never had any odometer ****'s show up at my house, just sayin.3 we've used hagarty for 10+ years.
To us, its worth it, $300-400 a year for a generous full coverage insurance policy. However, there are restrictions, you must have another car for a daily driver, there are limits on how many miles you can drive a year (2500 I think). We also have to occasionally provide one "recent" exterior, interior, and engine picture. Also I think there is a requirement of a shelter for the car, but i,'m not really sure.
We don't drive our cars too much, heck I drive less than 12000 miles a year anyway, so it works ot great.
My insurance company is in bed with hagarty so it was easy for me, I just got with my local agent and they hooked me up.
I say go for it, call your insurance company and ask about collector car insurance. Seriously doesn't hurt to ask.
Just fyi 1. Hargarty will insure an fb (I know this lol) 2. As far as the milage limit goes, I've never had any odometer ****'s show up at my house, just sayin.3 we've used hagarty for 10+ years.
#6
Driven a turbo FB lately?
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My father and I have used hagarty insurance on multiple vehicles.
To us, its worth it, $300-400 a year for a generous full coverage insurance policy. However, there are restrictions, you must have another car for a daily driver, there are limits on how many miles you can drive a year (2500 I think). We also have to occasionally provide one "recent" exterior, interior, and engine picture. Also I think there is a requirement of a shelter for the car, but i,'m not really sure.
We don't drive our cars too much, heck I drive less than 12000 miles a year anyway, so it works ot great.
My insurance company is in bed with hagarty so it was easy for me, I just got with my local agent and they hooked me up.
I say go for it, call your insurance company and ask about collector car insurance. Seriously doesn't hurt to ask.
Just fyi 1. Hargarty will insure an fb (I know this lol) 2. As far as the milage limit goes, I've never had any odometer ****'s show up at my house, just sayin.3 we've used hagarty for 10+ years.
To us, its worth it, $300-400 a year for a generous full coverage insurance policy. However, there are restrictions, you must have another car for a daily driver, there are limits on how many miles you can drive a year (2500 I think). We also have to occasionally provide one "recent" exterior, interior, and engine picture. Also I think there is a requirement of a shelter for the car, but i,'m not really sure.
We don't drive our cars too much, heck I drive less than 12000 miles a year anyway, so it works ot great.
My insurance company is in bed with hagarty so it was easy for me, I just got with my local agent and they hooked me up.
I say go for it, call your insurance company and ask about collector car insurance. Seriously doesn't hurt to ask.
Just fyi 1. Hargarty will insure an fb (I know this lol) 2. As far as the milage limit goes, I've never had any odometer ****'s show up at my house, just sayin.3 we've used hagarty for 10+ years.
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#8
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Hagarty is pretty cheap if you are low mileage driver. That's what I have. About $250 a year for full coverage up to stated value of $10,000
Mercury (which I have daily driver insured with) wouldn't cover it for replacement value and referred me to Hagarty
Mercury (which I have daily driver insured with) wouldn't cover it for replacement value and referred me to Hagarty
#12
Doritos & Dual Sports
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im too young for hagerty.... i separate the toys (motor bike, rx7 etc) from my parents insurance where my daily is with to kinda go out on my own. i have Maryland basic liability with GEICO, 2 points on my license atm that will come off in October!!!! right now for me it's $46 a month, not too shabby for my own insurance at 21 years old and 2 points lol
#14
Just to follow up, I switched to Haggerty. $10k agreed value. So far, it seems like the right move. The car is not my daily driver - and Haggerty requires that you have some other primary vehicle that is insured by someone else. Anyway, I'm paying a lot less, and should something happen, I think I now have better coverage. I appreciate everyone's input.
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