i have a 79 and i havent been able to find cheap insurance. i was just wondering what car insurance company you guys have. magnum insurance is charging me 300 dollar deposit and 100 dollars a month. im 22 yrs old with no accidents or tickets

 

go with hagarty if you want dependable coverage but the other companies are hit an dmiss. just try them all to you find the one you like. Hagarty quoted mine at $20k car value which isnt bad for a 79 with ls1/t56/8.8 with all the respeed goodies I got. That company will send an adjuster to your house to prepare your quote and they base it off of the value you put into the car as well as its KBB value. I think KBB says my car is worth $4200

 

I have All State now and only pay $40 per month with full coverage. And at All State the value the car at what you say its at (You pay for it anyways). I currently have mine insured at 8k. But going ot up it. And around $60 per month when I was at AAA.

But All State is good, I had a oops that was about $1,700 for a dented fender. They were quick and there was no issues getting it fixed. I'm not a fan of classic car insurance. You are usually restricted on how and when you can drive a car insured threw them. Last time I was quoted from hagarty they stated they would prefer it only be driven to shows and occasionally on weekends. It couldn’t be driven to work and if there was an incident it may not be covered.

 

Thats about to change!

Your age + a sports car == high rates. Collector insurance like Hagerty is cheap
because they assume its not a DD, that its driven rarely and when it is driven, its
very carefully driven. Which would apply to any high dollar collector car.

Sounds like State Farm is a good deal, especially of they give you an agreed value
clause. Which you need or else any accident will default to a totalled vehicle based
on the blue book values today.

 

The tipping point for car insuarce drivers age is around 25 years old. Until then, expect to pay higher rates. Being married, having kids, and owning a home also decreases insurance.

 

I have AAA for my FD, pay about $50/month for full coverage.

 

LOL, I'm 49 and have both my gslse's insured as collectors for their appraised values (9,100 and 14,000). i pay $220/ year for both. Age does have some privileges.

 

I have Hagerty with my SA. I have it covered for $5k now and I just had to send them pics and a mod list. I pay ~$300 a year. I plan to up my coverage, and possibly switch to Grundy now that they'll cover me (you have to be 25 for Grundy). When I last checked Grundy was ~$100 a year at the same coverage.

 

19 years old and I pay 151a month for under middle of the line coverage.... fml

 

loya. I have liability, I pay 45 for my 83 RX7

 

When I first got my 83 I paid $90/mo I turned 25 last month instantly went down atm it's liability only.

 

20 YO, and ~$100 for me, one ticket 3 years ago. liability only. Welcome to insurance on fast cars as a young kid.

 

WOW I'm $39 a month with Progressive Direct... 26 YO male. But I get multi-car discount and I have 2 motorcycles on that policy as well (normaly two).

 

I pay $59/month to insure 4 cars with Progressive. Granted this is liability only. I would never pay high premiums for cars that are still all over and I don't believe for a second that any insurance agency would ever pay what you have your car "appraised" for.

 

I have the hartford group and am a 21 year old male, turn 22 in a week. my insurance for liability is $15 a month. i asked them for a quote on full coverage and i believe it was $40 a month. though i pay them in six month intervals, but that is what the price was after dividing by 6.

 

i insured my gsl-se, with all the mods (fd motor, turbo, ecu etc) for $268 a year. this also includes my 57 porsche speedster in the $268. the porsche has 1300 miles allowed per year and a $30,000 agreed value coverage while the 7 gets 6,000 miles per year at a $15,000 agreed value coverage. i went thru north american home insurance.....they will insure what grundy and hagarty wont at way better rates.

 

I'm 22, have Farmers Insurance, and I pay ~$75 a month for just liability

 

it's ur age. ur seen as young, inexperienced driver, and they label the 7 as a sports car. rates will drop for u in 3 more yrs. raising ur deductible will also lower ur rate.

 

it's ur age. ur seen as young, inexperienced driver, and they label the 7 as a sports car. rates will drop for u in 3 more yrs. raising ur deductible will also lower ur rate.

 

Wow, you guys are blessed. I pay $260 a month albeit not on collector's insurance but still. It's the same amount as my T2. In BC if it has 2 doors and it classified as a sports car and you're 20 like me you get no breaks. It's worth it to drive an RX7 though.

 

Sounds about right for liability and that age.

Turn 25, add multiple car, home owner, comprehensive insurance, and you'll be paying about $89.

Better yet get married.


If you're in school, and have decent grades the good student discounts are usually pretty generous.

 

Why do you guy's buy full coverage and comprehinsive coverage? Are you really planning on running into stuff? Or do you just not trust your brakes?

 

My guess is location plays a big factor as well as company.

I bought my GSL-SE when I was 18 (almost 22 now) and my insurance was $65/mo, within 2 years it dropped to $45/mo until I "put it into storage". I believe if I pull it out of storage right now it'll be about $80/mo for both my RX-7 and Tempo (DD).

I have USAA and my coverage is liability plus uninsured motorist protection because San Antonio has a rampant problem with uninsured drivers.

 

I pay $100 for 6 months coverage with State Farm. Of course I have two other vehicles and a house covered with them.

 

No we just buy it as insurance. There are tons of unpredictable and unavoidable accidents that can wreck your car. Deer, other animals, and road hazards can cause wrecks. There can be hit-and-runs, and other cars that can't be identified, etc. Even falling trees. Without agreed value full coverage you will be SOL. When just a decent paint job alone costs $5,000 to $10,000 insurance companies will try to avoid paying full value. Make sure you get AGREED VALUE through a reputable company like Hagerty, Grundy, etc.