West RX-7 Forum Serving California, Nevada, Arizona, Hawaii

In Debt... BAD

Thread Tools
 
Search this Thread
 
Old 01-08-07, 01:50 PM
  #1  
raysspl.com

Thread Starter
 
d0 Luck's Avatar
 
Join Date: Sep 2003
Location: L.A.
Posts: 3,508
Likes: 0
Received 0 Likes on 0 Posts
Unhappy In Debt... BAD

Soo... I think I'm going to be in debt with around $90,000 +/- due to loans with Loyola and that's excluding the LAW/MBA grad degree . Whatever happened with financial aid to poor people. I'm already at $20,000 debt


Anyone got subsidized (no interest or 1-2% interest rate) loans, please holla at me; student loans. I heard Citibank is good though..

Just thought I'd share my sadness with you fellas since I know you all care...

Please help me. I'm even willing to take penny donations
Old 01-08-07, 01:52 PM
  #2  
RX for fun

iTrader: (13)
 
Siraniko's Avatar
 
Join Date: Aug 2001
Location: Socal
Posts: 15,926
Likes: 0
Received 22 Likes on 19 Posts
Join the air force (the lil boys department of the DOD). spend a few years for a GI bill.
Old 01-08-07, 01:54 PM
  #3  
He who smokes bitches

 
cool_as_crap's Avatar
 
Join Date: Jun 2005
Location: El Dorado County
Posts: 3,452
Received 0 Likes on 0 Posts
sell me the hooptie
Old 01-08-07, 01:58 PM
  #4  
Sharp Claws

iTrader: (30)
 
RotaryEvolution's Avatar
 
Join Date: Oct 2003
Location: Central Florida
Posts: 5,107
Likes: 0
Received 41 Likes on 40 Posts
jeeze, you better hope you get some cases defending OJ in the near future to pay that off..

when did it seem like a good idea to take out a loan for that much with no way to pay it off til several years after school?
Old 01-08-07, 01:58 PM
  #5  
Assassin of feudal Chinoy

 
pshaw118's Avatar
 
Join Date: Oct 2002
Location: Los Angeles
Posts: 1,176
Likes: 0
Received 0 Likes on 0 Posts
I consolidated my debt through salliemae. But then again, I was only like 40k in debt... and interest rates were crazy low when I consolidated. Doesn't matter since it's all paid off now. woot!
Old 01-08-07, 02:18 PM
  #6  
SIN CITY 7s

 
REnthusiaSTS's Avatar
 
Join Date: Jan 2006
Location: MOJAVE DESERT
Posts: 136
Likes: 0
Received 0 Likes on 0 Posts
Talking

Originally Posted by d0 Luck
Soo... I think I'm going to be in debt with around $90,000 +/- due to loans with Loyola and that's excluding the LAW/MBA grad degree . Whatever happened with financial aid to poor people. I'm already at $20,000 debt


Anyone got subsidized (no interest or 1-2% interest rate) loans, please holla at me; student loans. I heard Citibank is good though..

Just thought I'd share my sadness with you fellas since I know you all care...

Please help me. I'm even willing to take penny donations
Time to SELL that body 'bro...j/k

...you really can't do anything but pay it off...

Still paying for a $30k loan through Sallie Mae...almost done with private loans through Edfund...

Just got to find a better paying job...income tax-they take, so screw that sh*t...

...good luck 'bro...
Old 01-08-07, 02:33 PM
  #7  
Senior Member

 
gotboost920's Avatar
 
Join Date: May 2002
Location: san jose, ca
Posts: 382
Likes: 0
Received 0 Likes on 0 Posts
join the army. they have a thing called loan repayment program that will pay off $60k of your student loans. that one of the reasons why i joined.
Old 01-08-07, 02:57 PM
  #8  
FKITALL

iTrader: (14)
 
The Wankler's Avatar
 
Join Date: May 2004
Location: Dublin Ca.
Posts: 3,589
Likes: 0
Received 2 Likes on 2 Posts
Are these student loans? You should not have to start paying htem till you graduate.
Old 01-08-07, 03:44 PM
  #9  
RX for fun

iTrader: (13)
 
Siraniko's Avatar
 
Join Date: Aug 2001
Location: Socal
Posts: 15,926
Likes: 0
Received 22 Likes on 19 Posts
Or work for a company that encourage or pay for job related courses. Thats what Im doing. I havent decided if I will be going to USC for master program.
Old 01-08-07, 03:45 PM
  #10  
Blood, Sweat and Rotors

iTrader: (1)
 
DriveFast7's Avatar
 
Join Date: Aug 2001
Location: California
Posts: 3,742
Received 1 Like on 1 Post
Stay away from Citibank, they're a bunch of hoodlums. They treat their customers very poorly. All their customer service wants to do is say no and get customers off the phone.

don't feel bad, my buddy just got his phd in pharmacy (PharmD) @ USC. That plus all his other BS/Masters/Card debt = $250,000.00 debt!!!!!!!!!!!!!!!!!!!!!!!!
Old 01-08-07, 04:09 PM
  #11  
FKITALL

iTrader: (14)
 
The Wankler's Avatar
 
Join Date: May 2004
Location: Dublin Ca.
Posts: 3,589
Likes: 0
Received 2 Likes on 2 Posts
Originally Posted by wackyracer
Or work for a company that encourage or pay for job related courses. Thats what Im doing. I havent decided if I will be going to USC for master program.

You have to be able to count to 10 first!
Old 01-08-07, 04:14 PM
  #12  
He who smokes bitches

 
cool_as_crap's Avatar
 
Join Date: Jun 2005
Location: El Dorado County
Posts: 3,452
Received 0 Likes on 0 Posts
^don't forget citizenship^
Old 01-08-07, 04:21 PM
  #13  
Don't worry be happy...

iTrader: (1)
 
Montego's Avatar
 
Join Date: Apr 2001
Location: San Diego, CA
Posts: 6,846
Received 787 Likes on 463 Posts
fake your own death.
Old 01-08-07, 04:21 PM
  #14  
Full Member

 
sirshan's Avatar
 
Join Date: May 2004
Location: Bay Area
Posts: 117
Likes: 0
Received 0 Likes on 0 Posts
I feel your pain...been paying mine for the last 3 years and feel like I didnt get anywhere.

Im about 35k left to go.
Old 01-08-07, 04:40 PM
  #15  
RX for fun

iTrader: (13)
 
Siraniko's Avatar
 
Join Date: Aug 2001
Location: Socal
Posts: 15,926
Likes: 0
Received 22 Likes on 19 Posts
I gave them fake social security card and tax return.
Old 01-08-07, 05:46 PM
  #16  
Rotary Freak

iTrader: (1)
 
socalrotor's Avatar
 
Join Date: Mar 2003
Location: southbay
Posts: 2,839
Likes: 0
Received 0 Likes on 0 Posts
Stop wasting you time with all the silly rims and get a real job with your time!!!!!!!!!
Old 01-08-07, 05:51 PM
  #17  
RX for fun

iTrader: (13)
 
Siraniko's Avatar
 
Join Date: Aug 2001
Location: Socal
Posts: 15,926
Likes: 0
Received 22 Likes on 19 Posts
Originally Posted by socalrotor
Stop wasting you time with all the silly rims and get a real job with your time!!!!!!!!!

lol x1,000
Old 01-08-07, 06:02 PM
  #18  
Full Member

 
SammyD's Avatar
 
Join Date: Nov 2005
Location: San Diego
Posts: 138
Likes: 0
Received 0 Likes on 0 Posts
Hey,

I'm a director at major student loan company in San Diego. I've seen people with 400k+ in student loans, so don't feel too bad!

I recommend staying with Federal loans like Staffords and the new Grad PLUS. Definitely look into those. If you have to, take out private loans too, which will not be certified by the school and the funds are sent directly to you. These have higher rates and fees, but you won't have to pay until 6 months after graduation still.

Make sure you file your FAFSA each year, that's pretty much the only way you can qualify for free aid.

The lender you choose has nothing to do with whether you get subsidized or unsubsidized loans. The DOE does that.

You'll make the money back in the end! It's a big investment but you'll leverage a lot of income from it. If you flunk out, yer screwed, 'cause you can't put student loans into a bankruptcy, so good luck!
Old 01-08-07, 06:59 PM
  #19  
He who smokes bitches

 
cool_as_crap's Avatar
 
Join Date: Jun 2005
Location: El Dorado County
Posts: 3,452
Received 0 Likes on 0 Posts
oh damn...i was just gonna say bankrupcy
Old 01-08-07, 07:07 PM
  #20  
Rotary Freak

iTrader: (1)
 
socalrotor's Avatar
 
Join Date: Mar 2003
Location: southbay
Posts: 2,839
Likes: 0
Received 0 Likes on 0 Posts
Originally Posted by cool_as_crap
oh damn...i was just gonna say bankrupcy
Yeah **** it, make the rest of us pay for his dumb *** choices, reminds me of welfare!!!!
Old 01-08-07, 09:11 PM
  #21  
4 rotor 964 lol

iTrader: (1)
 
s-thetikz's Avatar
 
Join Date: Sep 2003
Location: SoCA/ MA
Posts: 1,170
Likes: 0
Received 0 Likes on 0 Posts
you went for a law degree and your business degree at the same time ? that's probably your problem right there.

i know you don't have time to do both and sell car parts.
Old 01-08-07, 09:43 PM
  #22  
RX for fun

iTrader: (13)
 
Siraniko's Avatar
 
Join Date: Aug 2001
Location: Socal
Posts: 15,926
Likes: 0
Received 22 Likes on 19 Posts
Originally Posted by socalrotor
Yeah **** it, make the rest of us pay for his dumb *** choices, reminds me of welfare!!!!

That reminds me of an old bumper sticker.

"No worries, there is always welfare."
Old 01-08-07, 10:00 PM
  #23  
J_J
S2K

 
J_J's Avatar
 
Join Date: Jul 2003
Location: Irvine, CA
Posts: 1,116
Likes: 0
Received 0 Likes on 0 Posts
They have rim refurbishing 101 at LMU. A 4 unit class.
Old 01-08-07, 10:03 PM
  #24  
Senior Member

iTrader: (1)
 
mmaluso's Avatar
 
Join Date: Aug 2004
Location: Denver, CO
Posts: 328
Likes: 0
Received 0 Likes on 0 Posts
I feel your pain. I owe so much and Im making crap right now.
Old 01-08-07, 11:22 PM
  #25  
RX for fun

iTrader: (13)
 
Siraniko's Avatar
 
Join Date: Aug 2001
Location: Socal
Posts: 15,926
Likes: 0
Received 22 Likes on 19 Posts
Become a used car salesman like J_J; an improvement over used rims salesman.


Quick Reply: In Debt... BAD



All times are GMT -5. The time now is 11:26 PM.