BENMAN

Hi,

Just wondering about insurance rates for those of you who don't have a clean record. I have 2 minor tickets and 1 partial at fault accident and I'm having trouble getting coverage. Just wondering how your insurance companies' policy's are and what your rates are.
Any advice would help. Thanks.

thewird

iTrader: (8)

Where do you live? I pay $2,800 /year with belairdirect with a clean record and I'm 21. I live in Toronto which affects the price.

thewird

illusion38

iTrader: (1)

Yeah forsure, in Saskatoon, SK, I am quoted 1200 for 12 months of insurance, and thats on a clean record(not even into the bonus points). Not too high, but high in my province, going to argue with SGI to try to get afew more hundred off cause I have back seats(yay JDM) and according to the way the price insurance, seating plays a factor wish me luck!

Ryan G

misterstyx69

iTrader: (142)

135 a month..one rx7 and a 91 Blazer..two speeding tickets.

Benvprov

iTrader: (3)

hey, well for me it costs 1200 a year in saskatchewan and I have 7 or 8 tickets on my driving record. I think im at minus 11. So tickets dont seem to play a big factor in saskatchewan.

BENMAN

damn insurance is cheap for you guys. i pay around 550 for my 2006 pilot and my 93 rx7 a month and they still wanna cancel my *** (my wife the primary driver). i know people with worst driving record and they still get quoted less then i do. hhmmm, i gues they don't like me too much. i mean the accident i got into was in a parkin lot so we were both at fault, with 1 under 10 speedin ticket and one drivin in the diamond lane ticket. i don't think that my record is that bad.

LorackNaul

I'm only covered for one way liability on my RX but it's my first year driving and my insurance is only $220 / year. Once all my work is done over this winter I'll be getting my 85 GS appraised so I can get fire and theft insurance.

1.3L NoValves

iTrader: (1)

check out state farm cus i have a total loss acident and a theft that they paid out on and it only cost me like 3100 a year for my buick lesabre my 87 rx my 06 zr900 sled and my 05 r6 bike so i think i get killer rates. plus im 21 to boot.

rx7racerca

iTrader: (1)

I pay $64 a month for my RX-7, $1,000,000 PLPD, Collision $500 deduct, and $200 deduct comprehensive. It drops to like $15 a month when stored for the winter (now). I'm with Canadian Direct. We have 3 cars insured, so we get a multi-car discount, and the 7 is insured for pleasure/ <5000km/yr driving.

Fyrious

ya im with state farm, and i pay $1800 approximately a year, i'm 23, and i've definitely had my share of tickets.

although, i don't think tickets affect my rates very much, because i've gotten a few for running stop signs, a few for speeding, one for an improper lane change (although dropped now). and of course the stupid ones for not having the sticker on the license plate, i always forget that, and after all those i've never been called or seen any increase in my rates. mind you, i tend to spread all my tickets out so that helps.

plus most tickets and points get taken off your record after 3 years, from what i've read and been told, and seen on MY record.

thewird

iTrader: (8)

Points stay on your record for 3 years but your insurance keeps its own record for 5 years.

thewird