Sorry to hear about your car. On the other hand I am glad you are doing well! Best of luck with the insurance man.

 

Get a detailed list of EVERY part in your car. Get a picture of each one on the car if possible. Then, find out how much each one is from your preferred vendor (ie msrp) and put that report together.

Basically build the shopping list to rebuild your car. Then find a comperable stockish vehicle with similar miles and two others. One with slightly higher miles, one with slightly lower. This will get you a market replacement value.

Stand your ground. And also get quotes for install labor from three reputable rotary shops.

Total at the bottom should have aftermarket parts subtotal, vehicle replacement subtotal, and labor subtotal. Then get the grand total from there.

Also, since it I as performance vehicle, if you are not comfortable with the chassis being to the same level of safety and performance, you can usually use that to refuse a repair and get a replacement.

Your saving grace here is the fact that you were not at fault.

 

You are correct. For some reason I thought he was going through his insurance in which what I said applied. That is why I said this:

I don't blame you for not deducing that I was talking about HIS insurance company given that I read wrongly between the lines myself.

As I said you are entittled to fair market price. What you paid is different to what it is worth (unless those parts aren't available). Personally, I would not go as far as taking pictures (overkill given that the parts 'ARE' in your car and some may actually be tough to photograph) but I would make a list of the items with current retail prices and INSTALL QUOTES. Meaning that single turbo you have there, its not just the cost of the turbo but also the cost of the installation and tune. They have to give you enough money for you to replace the vehicle in its entirely. They are going to try and haggle the price but IMO that is set in stone and I wouldn't budge.

The price of the car is a whole different story so as monkamn said, get different ad listings and a close as possible to the year and milage of your old car. Choose consistent prices (if possible) in order to keep the haggling to a minimum. But given that these cars are on rare side, do the best you can.

 

Montego, gotcha. You are correct if it were his fault. I should have stated that.

 

Ok, small update. After talking to the Insurance guy, he originally said that they do not pay for aftermarket parts and that they would look into the prices of similar ( stock ) FD's for sale in the area. Of course I told him to go to hell since I had more money in the aftermarket parts than the car itself and that I knew the law concerning this kind of incidents where the one at fault was not me.
So he came back to me a week after, asking for a list of the aftermarket parts I had in the car and receipts or any other link for the price of the parts. That was good news!
But then the appraiser called me, very nice guy, but he works for a company that just does that, appraisals for cars like mine with tons of aftermarket parts and he asked a few questions, nothing major. But the thing now is this: He says that his job is to find other cars with similar upgrades and see what they are selling for in the market now and if he doesnt find anything like mine, then get the closest ones and add the price of the extra stuff that mine has. He will not do a list of the things that my car had and get a price from that to add to the price of the car stock in the market, basically to calculate how much it will cost me to rebuild my car.
So in that case the amount that they are gonna come with is going to be for sure much less than what I will have to pay to build my car back again the same way it was.
Of course I have to wait and see the amount he comes out with but I am pretty sure I will have to fight with the insurance company after that unfortunately.
Well we will see.
Leo

 

Don't settle until you are happy. Make them supply you with a rental car of similar fashion. Any sports car will do. They cannot leave you without transportation. They'll start thinking straight whem they are being charged $70 a day for a car you are driving.

I had the same thing happen yo me when I hot rear ended in my last car with a custom made exhaust. They didn't want to pay the guy to make another. So I told them that I will keep driving my rental and refuse to pick my car up from the shop until we have an agreement.

Took them weeks. I had a new exhaust. But I put about 7000 miles on that rental. Had to do two oil changes at the rental place. They said I would be charged for excess mileage, and I said awesome. Bill the insurance company that is refusing to give my car back. I drove from denver to ft. Collins round trip every day for a few months including two round trips from denver to washington state.

They were extremely uoset. But I guess they should have fixed my car.

 

I got first dibs in your part out thread!! Jk I am glad you are ok bro..

 

Glad you are ok. I think you will need a new air filter otherwise it will be a bit of a restriction

 

sucks to lose a local FD but im glad your ok, makes me feel safer in a RX. man reading your detailed description of the event unfolding made it hard to breath for me lol. send me a message if you get a buy back offer from insurance if you want to get rid of it.

 

Damn , it hurts looking at this

 

Glad you are ok. thats one of the things always on the back of my mind .

 

GLad to see your okay

If it doesnt work with the other guys insurance company, hire a insurance arbitrator to negotiate on your behalf. A lot cheaper than an attorney.

Monkman and Montego offer sound advice. Listen to them.
The at fault insurance company should be dancing for you...not the other way around.