I just bought a 94 r2 fd and i was wondering how much the insurance is going to cost. Im 17 i never got a ticket and have 3.0 gpa in school. I was also wondering how much it would cost if i put it under my dads name but it would still be my car. My insurance is travelers so anyone else out there plz lend some advice.

 

you bought it without knowing how much insurance will cost? I would think it'd run you a few grand a year if listed as your primary car.

 

have it under your dad's name, and have that you drive it 25% of the time or something, thats something like what i do.

 

yeah..


i'm the secondary (10%) driver AND we have it listed as being a weekend sort of car.. costs about 1.5k every 6 months for me, but i have 2 points on my license

 

they gunna knock you in the head with insurance im 20 and they want 3500 a year on liability from and your 17 OMG You got to understand that insurance companies are very steriotipical and you will get steriotyped because your young, male, area where you live, and anything else they could find but good luck man

P.S. thats why my car isnt on the road yet

 

Hey wait! I've got an idea........... Call your insurance company. MY guess is they will know.

 

Yesterday, you posted that you just bought a 93 R1. Which is it?

BTW, just call your damn insurance company, they'll tell you for free and you'll actually get an accurate answer. I hope you have a big supply of KY (astrolube for RonKMiller...).

If ignorance is bliss, you must be one happy kid.....

 

definately put it under you parent's name. it would've been $300 under a month in my name now it's only $200 under my dads name. $1200 difference per year

 

No, sorry, he does not get ANY lubrication, whatsoever.
He's going to **** his pants anyway when Daddy gets the bill. I admit I did some pretty stoopid things when I was 17 but..........

 

No lube at ALL? That's not very nice Ron....

 

Do insurance companies often take your GPA into account? I would have stayed awake in school

 

lot's of insurance companies give some sort of good grade discount but I'm not sure if a 3.0 would do anything significant

 

when i almost purchased an fd last august, i contacted my insurance agency twice and they quoted me both times at 180 a month and 20 a month when i store it, for full coverage that is

it all depends on who your agency is, and BTW, i am also 17 years old, clean record, and 3.12 GPA so who knows

 

statefarm gave me a %25 discount cause of a 3.0 last year when i got the car, i have a 2.5 now but they havnt come asking for an update.
Rates 800-900 every 6 months as a 2nd driver, 17 with 0 points
~Luke

 

I can't believe you got a car with out knowing insurance. Anyways I have a 94 FD R2 and I work for auto insurance. Rates are going to be sky high. Put it under your parents name which is what you are going to have to do until you are 18. I'd stay under your parents policy until you are 25 years old. Anymore questions give me a PM. I can't run you a quote because you are in Va and I'am in Texas. Good Luck!

 

An interesting thing came to light here in WA state last month about being on the rents' policy. Turns out, if your car is on their policy but you DON'T live at home (i.e. go away for school) you may not be covered. You need to get a slpit location policy, or the company will deny your claim if you have one. FURTHER, if the company can show that you are not dependent upon your parents for your existence (something like 90%), you MAY NOT be covered in an accident. Happened to a kid on Progressive ins, but Alstate said the same thing when I asked. Make SURE you ask the agant about this, or you'll end up owing BIG outta the pocket.

look here:

http://www.komotv.com/news/story.asp?ID=20505

 

lol, thats gonna get rammed so far up, its gonna come out your nose

 

get a beater car for $100(it does not need to run) list that as your primary and list the FD as your weekend driver. That will be the best $100 you ever spent.

 

i'm 23, 24 in a couple of months and i pay 2800. because i managed to slip the car under my moms policy even though the car (94 fd) is under my moms name (long story, it worked, soughta). a year later the insurance company manages to tell us that there a to many cars under my moms policy (5) and now they want the rx7 gone. now i have to put it under my name and i sweriously can't afford it, so i plan on selling the rx7 unless a miracle comes up and my insurance doesnt go up that much. i have 2 points and it was in another carr (if it matters).
luigi

 

IF you are 24 with only 2 points, you are getting screwed! Look around, you'll find much better prices than that. Damn.

To show you what you have to look forward to, I pay $700/year with Allstate for full coverage near Oakland, CA. Pays to be married and 27 with a clean record.

 

I wish I could afford an FD in HS, I drove an FC

 

I would again like to reitterate this for those who want to register a FD as a primary car but want to save money.

 

im 17, with a 93, 1 ticket for parking infront of a hydrant infront of the er, only 1 car accident which wasnt my fault, and im 25%, my father pays 3100 every 6 months and i pay him 35 a week to partial pay.

 

6200 A YEAR? omfg

you better be singing your dad's praises! my dad pays my insurance, but damn, if it was 6200 a year i am sure as hell he wouldnt be

 

hmmm...paying 40% of the car's worth every year just for insurance.....