GOTPAM?

How much do you guys pay for insurance on your fd's? I just got a quote but i didn't have a clue what i was doing so i got quoted for about 1k every 4 months.

bluesman!

I only pay about $450-500 every 6 months with State Farm but I'm old, I've never had an accident that was my fault, and I've got every possible discount imagineable. However, I'm paying something like $850 every 6 months on my '01 Jetta that my 18 year old daughter drives!!!

Mahjik

iTrader: (1)

Yea, it's all going to depend on your age, location, and driving history. Just because someone else has a low quote doesn't mean you'll get the same quote for the same type of car....

How old are you and where did you get your quote from?

Joseph Schwartz

It depends on where you live. I live in a major metropolitan area, no accidents or tickets, over 30, and pay full coverage with Liberty Mutual for $750 a year. It is tough to compare insurance rates from person to person. With some insurance companies they'll even look at your credit record to determine your rate.

Jetlag

I'm currently insured with Century-National insurance. I am a 30 year old male driver, I have no accidents or speeding tickets in the last 5 years.

This is what I'm paying: $775.00 per year for my RX-7 insurance keeping in mind that I have 4 other car that is insured as well. I do get good driver's discount and my RX-7 is listed as pleasure vehicle. This includes 300/100 coverage, $500.00 deductables for collision/comprehensive with uninsured motorist and medical.

Century-National Insurance: 800-760-5001

Johnny

god I wish this was not a bi-weekly fucken thread !!!!!!!

unixpilot

Can u plz move this to the bi-weekly fucken threads?

gzon

I pay 500 Full cover per year. In sweden that will say

GOTPAM?

sorry i've been working all weekend. Um well i'm 16, never been in an acident, took drivers ed and have a 3.0 so i get the good student discount. I just want to get the bare minum liablity cuz i know its going to be alot for me, i'm just not sure if thats a good idea or not.

Mahjik

iTrader: (1)

You're 16? geez..

Well, your best bet is to insure the car with having your parents as the primary driver and you as the secondary driver.

Until you get into your 20's, insurance is going to be high on a "high risk" sports car with you being the primary driver even without any tickets or accidents.

Mahjik

iTrader: (1)

BTW, get full coverage. Never do "liability only" unless the car is a junker...

gzon

16 and has a FD? what is the world coming to?

BTW I cant belive you guys let those unmature 16 year old get a licence. Here it is 18 and thats to early in many cases.

Joseph Schwartz

Unless you can afford full coverage, I wouldn't do it. I figure you are looking at $2000+ per year. I remember when I was 20 with a Miata. I couldn't get anything less than $2000 per year. I was paying $2350 for the year (this was back in 1992-1993, insurance costs are even higher now). An RX-7 is in the same classification as the Miata when it comes to insurance rates.

Mahjik

iTrader: (1)

Depends on the state. Some states it is 18...

GOTPAM?

thats what i was thinking if it was going to be too high. Btw gzon not everyone who's 16 isn't imature, that just makes you sound imature for thinking so.

gzon

Well, I wad hardly ready for licence at 18, Im happy im still alive, and thats mostly cause I had a slow car then.
And many people that I know was not ready either.


BTW, where do you get the money to buy a FD at 16???

CaptianCrunch

g

c00lduke

well one way you could do it is work for about 3 years as a computer tech and mow lawns every summer for about 7 hours a day and maybe save half of that and you should have enough. But hey, what do i know thats just how i did it.

forcefed1

for choosing to get more then liability, here is an easy question.
Can you replace the vehicle with cash?
if you have enough cash to replace the vehicle in the event you make a mistake, your best bet is not to get more than liability coverage.
If you don't have the cash to replace the car. better get full coverage.

For most people this follows and individually defines the beater theory.

RyanREX

I pay about 500 every 6 months. If you want to make money to pay for it the best way during the summer to to stain decks. It is a easy 3 person job and the supplies are cheap. People will pay you about $200 for it depending on the size of the area.

GOTPAM?

well i have a job that pays 10 an hour, another once n awhile job that pays 20 an hour. I also pretty much do anything i can (work my *** off) for money. Btw i dont' have all the money now but my parents are going to co-sign on a loan, that I not them have to pay back. I'm also working on being cisco certified right now if any of you know what that is.

Freaky Monkey007

I dont know how much insurance is for an FD when your 16 but i know that for my moms accord that im driving im the secondary driver and it went up 1200 a year when i got my learners.. When she worked for state-farm i asked her to quote me on the FD and she said it would be almost 3k a year for me.

bee

19 years old - 93fd - perfect driving record..

my ins. is 260 per month. Being 19 that is the cheapist I could find.

MaxRX7

900 every 6 months JUST for the FD
I'm 21 with 2 other cars.

ratfinxx

20 Yrs old, only had license for three years, North Carolina, under Parents policy, no tickets, full coverage = 675 every 6 months Got the hook up for now.