Being 16 and owning an FD is not wise.
Insurance will kill you.

 

I remember when I was 19 and called to see how much insurance was $3600 a year. Needless to say I didn't get one. Now I pay the following (28 and Married)

$377 every 6 months 93 Mazda RX7
$459 every 6 months 97 Mits 3000 VR4
$198 every 6 months 92 Toyota Paseo
$327 every 6 months 96 Nissian 200sx


The 3000 and RX7 have full coverage and leisure insurance only get 6000 miles a year

Paseo Property Damage Liability Coverage

200SX Full coverage

 

Not only that, but if you do have a wreck, and the insurance company can prove that you were the primary driver of the vehicle (which is VERY easy to do) they can deny coverage and walk away..... this is Arizona law, but I'll bet it's the same in other states.

Bad enough if you have only physical damage, but if you injured another party in the accident, not only you, but the person who had the car insured could be looking at a civil lawsuit. And we are talking serious money here.

If you play games with insurance companies they will beat you. They each have a full time staff of fraud investigators. They are SMARTER than you think.

 

Kid....wait till you'r a bit older till ya get 1.We have lost waaaay toooo many Fd's!!! You'll never get a good insurance rate for being how young you are.Unless...you get it in your parents name...bu even then....good luck working 40 hours a week...just pay off the insurance bill!