spaceman_spiff

how much do you guys pay for insurance on your FD's? i currently drive a 2000 Honda Prelude and am paying about $600 every 6 months for full coverage on it. I just got quoted on GEICO if I were to add a 94 RX-7 with 130K miles on it for minimum coverage, and my payments shot up to nearly $2000 for 6 months

This seems a bit absurd, maybe I didn't do something right, but then again, maybe these cars really do cost that much more to insure?

7_rocket

iTrader: (6)

That's a lil high. I pay about $1k for 6 months

MGB11

iTrader: (9)

There are a lot of different factors that go into your insurance quotes (your age, vehicle age, part availibility, type of vehicle, area where you live, ect...) I am right around 500-550 every 6 months for a non-daily driver listing.

bbade

iTrader: (5)

I pay about $700 a year, although I have it listed as a "pleasure vehicle." I believe it limits me to 5k a year or something, but I don't put nearly that many miles on in a year.

d33

iTrader: (6)

I pay $90 a year :P for full coverage :0

but cant drive it more than 2000 miles a year, but that is not a problem at all

bbade

iTrader: (5)

damn 90, get me the hookup :-)

TRISPEEDFD3S

iTrader: (26)

I drive my car a lot. I pay $195 a month for full coverage through Progressive. I'm 23 if that matters to you. Also, not only does age, location, etc...all the stuff MGB11 mentioned, they also factor in their experience with owners of this type of vehicle.

Maximum

iTrader: (5)

I have GEICO as well and I pay $600/6 months for full coverage. The rx7 is the only car on the policy. I don't see why your quote is so much higher unless you have a history of driving incidents or you're very young. I'm only 23 and live in southern CA, which would seem like an expensive combo.

MGB11

iTrader: (9)

I think I would die if I could only drive the 7 2000 miles a year!

spaceman_spiff

i'm also 23...i have a fairly good driving record i think. my current car (and only) is a 2000 Honda Prelude which comes right under 600 for 6 months of full coverage. what kind of deductibles are you guys running? i just re-quoted it to decline all coverage and do basic insurance on the rx-7 (as an additional car) and it came out to be around 738 for 6 months for both cars.

edit: i live in atlanta

fdeeznutz

That seems unbelievable to me. I called a collector car insurance place(haggerty) and they gave me a quote of $665 a year for 25k coverage. Also I paid $20 a month just for my 57 VW bug, minimum coverage.
I'll call B.S. on the $90 a year insurance premium.

wolfman

iTrader: (2)

I use Geico and it costs me about $500 for 6 months, full coverage.

I'll have to check out this Haggerty insurance co...I asked Geico about collector car insurance and I may have well been speaking greek b/c they didn't seem to know what I was talking about.

Anyone use or know of Haggerty? If I switch to them I want to make sure they are going to be there if I ever file a claim

fdeeznutz

Hey wolfman, P.M. Tom93R1. He has collector car insurance on his 93.

AWD-RWD racer

iTrader: (5)

i believe i pay 150/160 a month. full coverage 250 deduct. usaa

Tom93R1

iTrader: (2)

I actually got my collecter insurance through Heacock. Grundy said no and Haggerty said they would have insured me if my daily driver was "significantly newer" than the car I was trying to insure. At the time my daily was an 87 Chevy Sprint turbo so now with my 96 volvo I may try again.

I pay about $300 for 250 deductible full coverage. They would only give me $15k agreed upon value and 3000 miles a year. I am going to try Haggerty again and see what they will do.

4CN A1R

iTrader: (6)

i would call safe auto for a quote. i have had them for a year now and its great. i pay 270 a month for min coverage on my sentra and full on my fd. i had a mishap that happened to not be my fault and they paid for everything in full in only 3 days time.

MrNizzles

iTrader: (5)

How the hell is any insurance company going to "enforce" you driving the car "more" than what you say in your quote?

I suppose that if you get in an accident and the mileage on the car is far greater than what the mileage was reported when you purchased it, thus averaging out to be more than the 2K or 5K you were "supposed" to drive it... then they would know. And even then, so lets say they do the math and figure that you drove an extra 1K or 2K more than you should have, so that means they will automatically drop your coverage in the event of an accident?

Car Insurance people

d33

iTrader: (6)

Think my coverage is with Safe Auto, not sure, the wife is a insurance brooker and she did the deal.

I am pretty sure that it is going up to 180 next renewal.

dgeesaman

iTrader: (7)

Hmm, with a rate like that just buy a couple more of them.

Dave

dgeesaman

iTrader: (7)

I get a statement to record and send back the mileage every year. I'm sure if I made a claim the first thing they'd look for is agreement in mileage.

Dave

crcleofdst

My wife and I have 4 cars (including the 7), and we pay about 170/month with a 150.00 deductable. Thats full coverage on everything, but I have no idea what our limits are. I can say this, the cost only went up about 20 bucks when I added the 7. I can remember the days when full coverage on my escort was 350 a month, with a 1000 deductable.

I am sooo glad those days are gone.

Andrew.

iTrader: (4)

I believe I pay $600 a year for full coverage. That was when I was 19, I'm 20 now, so it should have gone down a bit. I have the good student discount and multiple-vehicle discount. You know what's strange though, I pay $700/ year for my FC, it's an NA, it's 22 years old, and its only for liability, weird, huh?

AAA Insurance, btw.

SLOASFK

iTrader: (5)

lucky *** married people

I'm paying $320/year for my FD for minimum coverage(it's been off the road since I bought it, almost 2 years ago)

crcleofdst

Yep, I definitely fit that profile. I payed my dues though, so I don't mind bragging a little.

spandy

iTrader: (1)

About 600.....a YEAR. Full coverage, 100 comp, 500 collision.