Just wondering the cost/monthly payments of insuring a FD. The car I'm looking at is a 1993, I have one point on my record and 23 years old.

 

Not much value to compare as different states, different coverages, records, driver age, usages etc. but I understand your desire to know, and we may as well share as the Ins. Co's sure wish we didn't

'94 RX7$708 per year

$300/100/50k Liability, Collision - Actual Cash Value, deductable $1k; pressure usage, no driver under 25; Texas, multi car and house policies,. Allstate

 

Thanks man, I'm just trying to figure out my estimated cost for insuring these two cars. I am going to have a 2005 SRT4 for a daily driver and the cost for insurance is around $103 for a 23 year old with 1 point. You pay around 50 something a month, so I'm guessing the RX7 will be around the same as the SRT4.

 

It all depends also on the insurance company. some research, others dont. When I moved to TX and had to change me insurance I shopped around. what I found was some companys classify the 7 as the ***** to the wall sports car we all know and love while others classify it exactly like a miata. luckily USAA is the latter. I am at 100/mo for full coverage and a 250 deductable. im a 23 yearold who has atleast 3-4 speeding tickets.

 

I go through progressive I have no tickets and Im 25 and my insurance is $250 a month on 4 cars. My 93 rx7 my 93 civic and two of my moms trucks. I swear I pay to much but I have always felt like I payed more then everyone else. I have full coverage on all of them by the way.

 

http://auto.progressive.com/

 

The main thing with Progressive is they're pretty quick to rule a car totaled. They like to factor in every part, even if it wasn't on the car in the first place and/or wasn't even in the damaged area. I found that out personally.

 

my wife and i pay $650/6 months for 3 cars full coverage with $1k ded. neither of us have ever been in an accident or have even had a speeding ticket.

 

When I first bought my fd at 19 on my own policy with no tickets, I was paying 250 a month but every six months it would drop and drop then I was paying around 110 until this last June I got married and now pay 150 full coverage on my fd and my wife's Prius. I am 23 BTW....

-Chance

 

Near 3k GBP.....I'm only 21 & insured all mods...

 

ouch man this comment is going to kill you i am 19 and have a single turbo FD and with all mods declared ( and theres alot lol) its £1475.93!! go with swinton mate ( based in acomb near york) (NOT SWINTON SPECIALIST) they are really good as they class it as a 1.3 not a silly 2.6!!!
they are really stupid tbh, at first it was £1960 and then i said i am going from 2 turbos to 1 turbo and the idiots put it down lol
just go with them they dont know any better lol

 

I would rather have legitimate insurance in the case that I did happen to wreck it...you know what insurance companies are like, any excuse not to pay & they will.

Thanks anyway

 

I pay $400/6 months. This is consider very cheap considering the area I am in. Full coverage but no mods declared yet. 29y clean record.

 

I do know that USAA is the only insurance company I will ever use from now on. they are amazing. When my last car was totaled, total show car. I was driving it to a show and an old *** lady tried to bust an illegal u-turn in the middle of a overpass, and i t-boned her. her insurance company paid for the car, since she was at fault, but they would not pay for all the mods, and there were plenty (about $4000 more than her insurance paid me). So i called USAA and told them what was up, and they cut me a check for the $4000 difference minus my $250 deductible, and all I did was fax them all the receipts for the mods (which I keep every receipt for this car in a folder, and recommend everyone to do the same!). a copy of the check from her insurance company, and the mileage of the car when it was totaled.

All-in-all an amazing company. too bad you have to be military or dependent to get it.

p.s. my rates didn't go up for this claim either. and I never had to report my mods to USAA before the accident.

 

yeah thats fair play, but aslong as i have all the documents and the recorded for calls i'm safe lol you just need to be prepared for it

 

Yesterday I paid my annual insurance on the FD to Grundy - $369.
It is insured for $24K. While it would cost more than $24k to replicate it, if I had to I could probably find a similar car in that price range.

This is collector car insurance. It cannot be used as a daily driver, but there are no mileage restrictions.

 

AVI (Agreed Value Insurance) is an awesome thing to have. As soon as my GF's done with school (School seems to suck all our money right now haha) and can get another DD I'm deffinatly getting it!

 

What are the restrictions? I don't understand how they determine that the car is not used as a dd.

 

Getting back into the FD game? Your old blue FD with ame wheels was sick!

 

From what I've heard from some of the people that I know that have it. With some of them you are required to report the mileage once each year, and if you have a claim they take that mileage and if its over the limit they have usually 3-4k a year than your policy becomes invalid and they aren't required to pay. With others they take it on good faith untill you need a claim and then they do like a "investigation" and stuff.

But I haven't actually had a policy so I'm not positive. This is just what I was told by alot of the Old Corvette and Old Mustang guys that I knew in SC

 

So it seems like in the first case there is a limit. Thanks for the info.

 

There is one restriction - don't use the car as a daily driver.

I believe they initially ask for info on the DD.

You can even drive it to work occasionally if you like, but I don't.

How can they tell? I don't know. I guess they trust their customers.

 

30, phone book for a driving record, full coverage, $2500 yr.

 

Hmm so maybe they want proof of another car?? Like they wanna see another car with insurance and registration under YOUR NAME? I dont know how that works.

The unlimited mileage part is kinda hard to believe. Usually car collector insurance companies keep that to a min.

They dont check your mileage every year or so just for calculation on how much you drive?

I really need to look into this grundy company.

 

Btw my insurance is about $171.xx per month with allstate.

Im 26 with a perfect clean record (knock on wood).

DD is full coverage cause i drive it everywhere. FD is only on liability for now cause i hardly drive it. Total monthly would be about $369.xx if i put FD for full coverage but its not worth it when i only take the FD out about 10 times a month. Although it would suck if it got stolen or whatever.

I pray bad things like that would never happen.

I wanna go collectors insurance on the FD though.