How much is your insurance?
08-12-09, 08:16 PM
#1
Rotary Freak
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How much is your insurance?
Just wondering the cost/monthly payments of insuring a FD. The car I'm looking at is a 1993, I have one point on my record and 23 years old.
08-12-09, 08:23 PM
#2
Not much value to compare as different states, different coverages, records, driver age, usages etc. but I understand your desire to know, and we may as well share as the Ins. Co's sure wish we didn't
'94 RX7$708 per year
$300/100/50k Liability, Collision - Actual Cash Value, deductable $1k; pressure usage, no driver under 25; Texas, multi car and house policies,. Allstate
'94 RX7$708 per year
$300/100/50k Liability, Collision - Actual Cash Value, deductable $1k; pressure usage, no driver under 25; Texas, multi car and house policies,. Allstate
08-12-09, 08:29 PM
#3
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Thanks man, I'm just trying to figure out my estimated cost for insuring these two cars. I am going to have a 2005 SRT4 for a daily driver and the cost for insurance is around $103 for a 23 year old with 1 point. You pay around 50 something a month, so I'm guessing the RX7 will be around the same as the SRT4.
08-12-09, 10:38 PM
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It all depends also on the insurance company. some research, others dont. When I moved to TX and had to change me insurance I shopped around. what I found was some companys classify the 7 as the ***** to the wall sports car we all know and love while others classify it exactly like a miata. luckily USAA is the latter. I am at 100/mo for full coverage and a 250 deductable. im a 23 yearold who has atleast 3-4 speeding tickets.
08-12-09, 10:50 PM
#5
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I go through progressive I have no tickets and Im 25 and my insurance is $250 a month on 4 cars. My 93 rx7 my 93 civic and two of my moms trucks. I swear I pay to much but I have always felt like I payed more then everyone else. I have full coverage on all of them by the way.
08-13-09, 09:42 AM
#7
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The main thing with Progressive is they're pretty quick to rule a car totaled. They like to factor in every part, even if it wasn't on the car in the first place and/or wasn't even in the damaged area. I found that out personally.
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08-13-09, 10:23 AM
#9
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When I first bought my fd at 19 on my own policy with no tickets, I was paying 250 a month but every six months it would drop and drop then I was paying around 110 until this last June I got married and now pay 150 full coverage on my fd and my wife's Prius. I am 23 BTW....
-Chance
-Chance
08-13-09, 11:22 AM
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ouch man this comment is going to kill you i am 19 and have a single turbo FD and with all mods declared ( and theres alot lol) its £1475.93!! go with swinton mate ( based in acomb near york) (NOT SWINTON SPECIALIST) they are really good as they class it as a 1.3 not a silly 2.6!!!
they are really stupid tbh, at first it was £1960 and then i said i am going from 2 turbos to 1 turbo and the idiots put it down lol
just go with them they dont know any better lol
Last edited by bridgeportfdjonny; 08-13-09 at 11:23 AM. Reason: more info
08-13-09, 12:30 PM
#14
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I do know that USAA is the only insurance company I will ever use from now on. they are amazing. When my last car was totaled, total show car. I was driving it to a show and an old *** lady tried to bust an illegal u-turn in the middle of a overpass, and i t-boned her. her insurance company paid for the car, since she was at fault, but they would not pay for all the mods, and there were plenty (about $4000 more than her insurance paid me). So i called USAA and told them what was up, and they cut me a check for the $4000 difference minus my $250 deductible, and all I did was fax them all the receipts for the mods (which I keep every receipt for this car in a folder, and recommend everyone to do the same!). a copy of the check from her insurance company, and the mileage of the car when it was totaled.
All-in-all an amazing company. too bad you have to be military or dependent to get it.
p.s. my rates didn't go up for this claim either. and I never had to report my mods to USAA before the accident.
All-in-all an amazing company. too bad you have to be military or dependent to get it.
p.s. my rates didn't go up for this claim either. and I never had to report my mods to USAA before the accident.
08-14-09, 11:41 AM
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yeah thats fair play, but aslong as i have all the documents and the recorded for calls i'm safe lol you just need to be prepared for it
08-14-09, 01:30 PM
#16
Yesterday I paid my annual insurance on the FD to Grundy - $369.
It is insured for $24K. While it would cost more than $24k to replicate it, if I had to I could probably find a similar car in that price range.
This is collector car insurance. It cannot be used as a daily driver, but there are no mileage restrictions.
It is insured for $24K. While it would cost more than $24k to replicate it, if I had to I could probably find a similar car in that price range.
This is collector car insurance. It cannot be used as a daily driver, but there are no mileage restrictions.
08-14-09, 01:34 PM
#17
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Yesterday I paid my annual insurance on the FD to Grundy - $369.
It is insured for $24K. While it would cost more than $24k to replicate it, if I had to I could probably find a similar car in that price range.
This is collector car insurance. It cannot be used as a daily driver, but there are no mileage restrictions.
It is insured for $24K. While it would cost more than $24k to replicate it, if I had to I could probably find a similar car in that price range.
This is collector car insurance. It cannot be used as a daily driver, but there are no mileage restrictions.
08-14-09, 02:31 PM
#20
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But I haven't actually had a policy so I'm not positive. This is just what I was told by alot of the Old Corvette and Old Mustang guys that I knew in SC
08-14-09, 05:30 PM
#22
I believe they initially ask for info on the DD.
You can even drive it to work occasionally if you like, but I don't.
How can they tell? I don't know. I guess they trust their customers.
08-14-09, 08:50 PM
#24
Yesterday I paid my annual insurance on the FD to Grundy - $369.
It is insured for $24K. While it would cost more than $24k to replicate it, if I had to I could probably find a similar car in that price range.
This is collector car insurance. It cannot be used as a daily driver, but there are no mileage restrictions.
It is insured for $24K. While it would cost more than $24k to replicate it, if I had to I could probably find a similar car in that price range.
This is collector car insurance. It cannot be used as a daily driver, but there are no mileage restrictions.
Hmm so maybe they want proof of another car?? Like they wanna see another car with insurance and registration under YOUR NAME? I dont know how that works.
The unlimited mileage part is kinda hard to believe. Usually car collector insurance companies keep that to a min.
They dont check your mileage every year or so just for calculation on how much you drive?
I really need to look into this grundy company.
08-14-09, 08:51 PM
#25
Btw my insurance is about $171.xx per month with allstate.
Im 26 with a perfect clean record (knock on wood).
DD is full coverage cause i drive it everywhere. FD is only on liability for now cause i hardly drive it. Total monthly would be about $369.xx if i put FD for full coverage but its not worth it when i only take the FD out about 10 times a month. Although it would suck if it got stolen or whatever.
I pray bad things like that would never happen.
I wanna go collectors insurance on the FD though.
Im 26 with a perfect clean record (knock on wood).
DD is full coverage cause i drive it everywhere. FD is only on liability for now cause i hardly drive it. Total monthly would be about $369.xx if i put FD for full coverage but its not worth it when i only take the FD out about 10 times a month. Although it would suck if it got stolen or whatever.
I pray bad things like that would never happen.
I wanna go collectors insurance on the FD though.