2nd Generation Specific (1986-1992) 1986-1992 Discussion including performance modifications and technical support sections.

Thinking about FC as first car...

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Old Mar 28, 2002 | 09:56 PM
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Thinking about FC as first car...

I know there are probably 3 of these posts a day but, can anyone tell me if buying one of these as my first car is a good idea. My price range is going to be about 5 to 6 thousand. A cheap used FC. I know i'll probably have to fix a lot of crap but I hear the 2nd gen is much more reliable than the 3rd. so it seems more practical for a 16 year old to have. Also, what would insurance be (aproximately) for a 16 year old as a daily driving car? Thanks in advance.
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Old Mar 28, 2002 | 09:58 PM
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damn hippies
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fo r5 to 6 grand you should be able to find a very nice fc to last you years as long as you keep up on the engine work
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Old Mar 28, 2002 | 10:00 PM
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2nd gens are very reliable just make sure you start out with a solid car ! expect to pay 2k - 3k per year for insurance....
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Old Mar 28, 2002 | 10:16 PM
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2K to 3K, damn that's expensive. maybe i'll get it in my parents name. How much is insurance regularly, for a 30-40 year old driver?
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Old Mar 28, 2002 | 10:18 PM
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once you get your license your parents insurance will go up. probably $500-$1000 under you parents name
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Old Mar 28, 2002 | 10:22 PM
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I hope your parents aren't giving you all the money, it makes you appreciate the car so much more if you earn the money you buy it with. You can get a nice series 5 Turbo II for that money, but that may not be good for a first car.
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Old Mar 28, 2002 | 10:58 PM
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no, i have to pay for the car, gas, repairs, mods, eveything but insurance, which I will begin paying when I'm 18. I'm not asking my parents to buy my car. I hate dumbshits at my highschool with their auto mustangs that their parents bought for them and they think they're hot ****. I'm working for my car. But insurance, my parents have agreed to pay for for 2 years. I might have to pick up the difference though because my brother's insurance is like $900.
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Old Mar 28, 2002 | 11:01 PM
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I'm 16 and I was told that the cost for insurance on my FC would be the same if it was a Ford Ranger pickup. *shrug*
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Old Mar 28, 2002 | 11:10 PM
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Without comprehensive on my FC, I was told that it'd be the same as my 1969 VW bug to insure

Soooo.... shouldn't be too bad if you don't want comprehensive! With respect to the car, 5-6 grand will get you a pristine FC. I'd either get a nice one with REALLY low miles, or a nice one w/ a popped motor for 2G's or so, and then put a new motor in it.

Good luck!,
Manolis
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Old Mar 28, 2002 | 11:12 PM
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From: brick, nj
definately get an fc......im 18 and i have an 86 n/a, i orig bought the car for 250 with no compression but the car was in really good shape with only 70 k on the body..... so far with the motor, rims, susp, exhaust, intake, safc, i have only spent around 5k...... i also have insurance under my own name and i pay about 1700$ a year... theyre fun to drive and work on....and even withthe na you can beat most of those evil naxos bearing civics.....(some bite you in the *** though)
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Old Mar 28, 2002 | 11:13 PM
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IM 17 AND WHEN I GOT MY FC i was payin around $200 a month plus m,y car was red so that made a diff too and i didnt have full coveragebut 5 or 6 grand is a lot of money dude u can find a bad *** 7 for at least 2 or 3

jack
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Old Mar 29, 2002 | 10:23 AM
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From: 80* >
FC was my 1st 5 speed car, great car to learn, only thing it could use is some low-end torque.
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Old Mar 29, 2002 | 10:33 AM
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even if you get it in ur parents name its still gonna be expensive. its all about the age. mines under my parents as well and its still $170 a month. sucks but hey gotta take care of my baby she takes care of me.
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Old Mar 29, 2002 | 10:50 AM
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Originally posted by seventhgear
IM 17 AND WHEN I GOT MY FC i was payin around $200 a month plus m,y car was red so that made a diff too and i didnt have full coveragebut 5 or 6 grand is a lot of money dude u can find a bad *** 7 for at least 2 or 3

jack
Why would the color make a difference? Oh yeah, you guys arent helping any (by telling me how expinsive insurance on tese cars is)!!
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Old Mar 29, 2002 | 12:19 PM
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insurance look at color this way:

- red car = red is exotic
red is sporty

sporty = drive fast
drive fast = more accidents.

that's why when you get a fruity non-sports color like light green or something is cheap

-mike,16
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Old Mar 29, 2002 | 02:08 PM
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Oh my lord, insurance companies are soo stupid..Isn't Female insurance lower than male's too? thats so retarded, we all know they crash everycar they look @. (no offense to rx7 female drivers)
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Old Mar 29, 2002 | 02:38 PM
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when i was 16 they told me that insurance on an fc would be 6k for 6 months... liability only
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Old Mar 29, 2002 | 02:41 PM
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wow..was it a turbo?
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Old Mar 29, 2002 | 03:07 PM
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From: San Clemente, CA
I'm 29. My insurance on a 1990 convertible with 100/100/300 is $650 a year, in california. I have liability only.

It's a great first car, in any trim level. There's an active aftermarket for parts and upgrades, but the stock car is fine as it is.

And don't buy and automatic. I found this cherry convertible, but stupid stupid I bought it, and it has an auto, and I hate that. It's a sport's car. What was Mazda thinking.

Be aware that if the car is in your name and the insurance in your parents, you WILL NOT be covered in an accident. Just found that out last week while having my every 3 month chat with my insurance agent (I like futzing around, trying to save on fixed costs). So buy the car in their name if they are going to pay the insurance coverage (on their policy, I mean).

Happy driving.
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