stickgoat

So as has been mentioned a few times, I currently drive a '93 Probe GT. My insurance is about $100 a month although it seems to fluctuate and this month it is up from $88 to $110. My policy is through State Farm Insurance.

I am seriously considering selling my car for an FC, although it may wait until I've moved to South Carolina this June. I would like to keep this car and purchase the RX-7 in addition, but I simply can't afford insurance coverage on two cars...especially not with all the money I plan on dumping into my FC when I get it.

Now, I'm curious as to if someone could give me any possible estimates on what insurance costs on an FC would run me. I'd love to have a TII, but since I would prefer to have it as a 2nd car just in case of reliability issues, I will probably just buy an N/A unless I find a nice deal on said TII. I'm female, 17 until November, and have 2 traffic tickets.

I would think that insurance would be lower on an FC than my PGT, but with my tarnished driving record and the fact that an RX-7 is more of a performance car than a Probe, I don't know how it'll work out.

Thanks to anyone who can provide some insight.

cymfc3s

for my 89T2 with full coverage, no tickets and one accident is 1400 a year. A bit much, but insured the car to the fullest. Id be crying the blues if anything happened to my baby.

dolemite85

Hey stickgoat hows it going? im kinda in the same boat your in im selling my 3 vehicles in the fall and ive been debating on whether geting a TII or an fd, but insurance is a big thing for me cause im 19 and ive always paid under my parents policy, now when i move i have to go get my own policy and insurance will cost more but ive been going to www.geico.com where they give free quotes online and ive also been to other insurance companies websites where they give online quotes and geico has the best prices ive found. hope this helps you.

stickgoat

Thanks man, that does help. I'll check it out. I'm under my dad's policy right now and have a hard enough time scraping up the cash to pay it as it is. Not looking forward to the higher rates when I have my own policy.

Josepi

I'm 23, 0 that they know about, no accidents, and my rates just dropped on my 91 TII w/full coverage to 85/month. Check around. If you talk to people, you can do better than the geico site. They wanted around 120/mo to insure me.

Oddly enough, they wanted 50,000/6 months to insure me when I put in there 10 counts of vehicular homicide, eluding police, and a 911 Turbo.

ZachSpazz

I'm 21, with two tickets (one speeding 43MPH in a 25MPH zone and turning right on a "no turn on red"). I pay around $110 a month for full coverage on my 90 TII. I can't wait til my speeding ticket gets dropped in April...

SaabGuy

I guess I get raped up in CT.

I pay 1500 a year for the Turbo saab, and and extra 800 for the mazda (tII). No collission on either car cause that **** is like +3000 and a 1000 deductable. I have 2 accidents cause my first beater sucked. 2 speeding tickets, a ticket for barking the tires at night with my headlights off in a dark parking lot, passing in a no passing zone (causeing an accident, but no claim cause the dump truck didnt have a scratch on it), theres a claim of $15,000+ againt me cause the lady from the first accident had to go to the hospital.

Man was I immature at age 17. I cant believe that **** follows you for so long. In 6 months there will be nothing on my license, as of right now there is only one speeding ticket for doing 40 in a 10.

defylogik

thru state farm my vert was insured for 88 a month and that was with liability+.

scott

jimmyv13

My mother is a State Farn Agent, and she told me the rates are based on obviously your driving record, age, sex, make and model of vehicle, type of coverage(full, comprehensive, etc), & LOCATION.

I was messing around with her quote program and if I were to move to downtown Chicago and insured my FC with the same coverage as I am right now, it would be $300/year more. So if you move to the sticks, your insurance will go down.

Ryde _Or_Die

Ya I worked for an insurance company for over a year(an expensive one) and have learned some though I didn't deal with writing policies. Location is a factor. If you live in a busy area thats high with accidents then you will be paying more for it. If you know someone in the sticks you could use their address though. Have you gotten a ticket in the past year? Obviously I guess since your 17. Well remember that if its been relatively soon that your rates are still going to go up even more than now, even if you don't move/get your own policy. Rates don't go up till time for renewal which your fathers policy hasn't done yet more than likely.

Blake_AE

23, perfect record 0 accidents, 0 tickets *knock on wood*, insured under my own name for 3-4 years, owned an acura legend, 2 fc's (turbo and n/a) and an '82 BMW. I'm paying more now than I ever did before for my T2 with bare minimum coverage. No collision, 1mil liabilitity and it costs me $1650/year going up to $2000/year "to better reflect recent claims".

BULLSHIT! I live in Fredericton, NB. Population 50,000. Small town, small province. Not many accidents. Same insurance company for 2.5 years (State Farm) and they are jacking my payments $350/year. **** THAT! This is a farce. I've never made a claim, never had a ticket.

They said because my car is older than 10 years, it is AUTOMATICALLY high risk so I pay high risk premiums. Can't afford collision. I am finding a new company as soon as this term is up.

MazdaRx7Power

mines 2040 without anything. i'm only 19 but the dam thing should be cheaper dam it.

ZachSpazz

I have heard that since Honda's are thieves favorite targets that TII owners actually pay less than a 93 CRX.

Any truth to that? I'm too busy and lazy to go on an insurance website.

No7Yet

BUY A BEATER. Even if you never drive it. Go out and find the cheapest, ugliest car you can, and list that as your primary vehicle Then list your RX-7 as a "pleasure vehicle". I pay $550/6mos for my 98 V6 Camry, and $330/6mos for my TII. That's full coverage, no comp/coll on the '7 (but yes on the Camry), I'm 18 and have had 3 tickets.

Good luck!

Brandon

Blake_AE

Tried to do that to buy a winter beater. $1600 a year for a ******* '87 tempo (coulda bought it for $300) and $800 a year to keep the 7. I don't see the savings.

Terrh

iTrader: (7)

STAY AWAY from state farm if you live in Canada, at least.

I'm under mom's insurance (1991 mercury topaz) and WITHOUT ANY REASON they just upped her insurance (and therefore mine too) from $1000/year to $2350/year
she's never made a claim, and been with them 10 years. neither of us have had a ticket in the last 10 years (well, I haven't been driving that long, but, still)
it's a crock!
Now with zurich. $1100/year, but that includes house and full coverage on the car.

jamz

I pay 75 bucks /month on:

81 Corvette
97 Ford Ranger
94 Geo Metro

Need to add my 88 Fiero and 87 RX

State Farm..good deals for me..

The Ace

I wonder why is that....

Taranis

I pay $29/mo for my 87... Shop around. Usually, the smaller insurance co's give better deals...JB

Vroomaster

ya, I pay $53.00/mo for my 86 rx7 and an 88 Lincoln mark 7 (family car).

Vicious

hey you wouldn't believe how many accidents i have when i was 17. On my record now i currently have 4 accidents with 4 speeding ticket, couple of wreckless driving muhahah and i don't really give a rat ***. But when it time to come payments i just wanna cry........lol AND I SWEAR THOSE COPS ARE JUST WAITING ON THE CORNER OF MY HOUSE ......O___o

Vicious

turbotwista

I am 21 and have the following on my record:
DUI
Reckless driving
9 speeding tickets
3 careless driving
1 exabition of speed (can't speel)
All these I got with my 90' GXL (God rest its soul)

With all that I am paying $704 for 6 months of libility.

Vicious

oh yeah have you gotten your car impounded huh? haha i have......So i WIN! lol

turbotwista

vicious I feel you man it seems like I can't get on it with out a cop pulling me over espeacial with these crack a** VA police.

Blake_AE

Turbotwista you shouldn't be allowed on the ******* road. DUI (driving under the influence) has no excuses. They should have taken your car, licence, insurance, and even your ******* magazines.

I'm sorry, most things can be forgiven but there is NO excuse for DUI.