1st Generation Specific (1979-1985) 1979-1985 Discussion including performance modifications and technical support sections

Insurance on a FB

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Old 05-20-02, 11:22 AM
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Insurance on a FB

How much insurance are you guys paying for your FBs? They aren't real fast so I would think it would be high. How much do you think it would be for an 18 year old male that hasn't been in an accident and hasn't gotten speeding tickets?

Thanks in advance.
Old 05-20-02, 11:31 AM
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with my bad driving record (too much speeding when I first got my liscense) I pay about $95 a month through Geico, but I wouldn't suggest them. Don't count on being able to get a claim taken care of easily through those people. I too am 18, have no accidents, but have three two-year-old speeding tickets, each of which was for more than 25 over the limit.
Old 05-20-02, 01:48 PM
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I am 25 years old, clean record, and I pay $232 for 6 months through USAA. Though I have no collision insurance, only liability.

Right on.
Old 05-20-02, 02:30 PM
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Once our cars are 20yrs old we can get 'classic car' insurance, which is way cheaper. Or so I hear.
Old 05-20-02, 02:56 PM
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Most companies (mine is thru progressive) have a system that is comprised of a base rate, and then multipliers for driving records, flashy cars, expensive cars etc etc...

The 1st gens don't do anything to give you a higher multiplier than your base rate. So that being said, with a 1st gen, how much you pay is only related to your age, sex, record, and location....

Again, this is just with progressive, and some other piddly company I've worked with.
Old 05-20-02, 03:24 PM
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Thanks guys. That gives me an idea of what I wold pay if I bought one.
Old 05-20-02, 03:50 PM
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Well Mine started at $95 for liability... Then I got in a wreck and now it's like $115.
Old 05-20-02, 04:18 PM
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I just got quoted $241.20 per month from Geiko...Im 18, male, and a new driver...Go figure . Oh well, Ill still do it, I love my car too much, and have put too much work into it for it to just sit there and no one drive her, even if it does make me broke .

~T.J.
Old 05-20-02, 05:57 PM
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90$/Month......... CANADIAN !!!!!! 19 year old male driver, 1 speeding ticket, 2 speeding warnings and 5 Excessive Noise warnings in 3 years. The noise warnings are my favorite, I think I'm gonna have them framed, lol.
Old 05-20-02, 09:10 PM
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Even though our cars aren't fast they are classified as sports cars so they **** us on insurance. I pay $100/month for liability. I'm 17 and have had my licence with no tickets since July of 2001. NJ sux for insurance, the onlyu reason mine is cheap is because I'm on my dad's business "fleet" policy, this June, when the car is gonna be put in my name, insurance will be almost $140 a month!!!! ******* insurance blows. It's so gay, the car isn't fast at all and the insurance is $40 more than my Dad's accord (which could, and has, blown my doors off) To make it even dumber, My 82 Trans Am was the exact same rate! That thing is so much faster than my FB but since the FB is a "sports car" it must be fast right? **** insurance, it sucks.
Old 05-20-02, 09:13 PM
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Hey rotormotordriver: Is that for full coverage on everything? I would get that but I've almost paid more onm insurance than I did for my car. Oh well, I too love my cars too much to let insurance dictate what I drive.
Old 05-20-02, 10:31 PM
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$30/month libality only. I have no speeding tickets in 5years. Plus this car was declared totaled when it got hailed on. The deer damage was a slap in the face. Man, what a year 2001 was. <sarcasism> All and all, its a 60yarder now, but runs a bridgeport and still turns heads, and when they see it closely, they feel sorry for it. LOL
Old 05-21-02, 01:46 AM
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Hey Nanaimo, how much coverage do you have on your car, just comprehensive, no collision right?
Old 05-21-02, 01:59 AM
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My friend has a geo metro. It is the 'sport model', the one with the bigger 3 banger in it. It is the slowest car ive ridden in And he has to pay stupid sports car insurance ridiculous
Old 05-21-02, 02:15 AM
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hA!

i was paying close to $200/month for liability only on my '83 when i first got it. i was 20.

how's that for assrapin'.
Old 05-21-02, 09:31 AM
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I'm 33 with a clean driving record. With Allstate I pay $53 a month for full coverage (minus collision) $84 a month with collision. I've also heard that because our cars only have two seats, that's why they are classified as sports cars.
Old 05-21-02, 06:22 PM
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CHEMICAL: Actually I DO have collision, someone told me to drop it because ICBC would just look at the book and write-off the car for any kind of serious damage. Dropping it would lower me to 80$/month yeeeeeah.
-George
Old 05-21-02, 06:49 PM
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well i dont know about you guys but i only pay $162 every 6 month and i 20 years old and i have a ticket and a suspention because i was over 25 mph over the limit.
Old 05-21-02, 07:06 PM
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I have two other cars but when I added the rex to my USAA insurance it cost me a whopping $10 extra per month.
Old 05-21-02, 07:21 PM
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16, new driver, $108 canadian per month, 3 million liable, $1000 comprehensive (for my stereo).

Not bad I'm thinking... considering what some of you guys are paying in american dollars....


Jeff
Old 05-21-02, 07:26 PM
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I used to pay $95 a month for my GS, a GSL-SE, and my Protege.

Now its about $120 for a TII, GS, and Protege. Liability only, my cars are too cheap to bother with full coverage...
Old 05-21-02, 08:58 PM
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Im 17 going on 18 in july. I have had my liscence since august 2001, never even been pulled over (probably because my car before my 7 was a EX-police crowvic -- whatever). My insurance is like 500 every six months with state farm (just liability).

vladu13- i wonder if you add a back seat if your insurance would go down.
Old 05-21-02, 10:26 PM
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I think that Im gonna have to sell my car after I finish fixing it, cause I cant afford the damn insurance. This sucks .

~T.J.
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