hey so i was wondering if anybody has had any experience with there insurance company and claims including parts that they've added and were either stolen or damaged in an accident? im wondering since i am putting things on this car and i live in a neighborhood that im not to sure about....im going to call my insurance company but i thought that id get a general concensus on here..

 

Where you living, Rose Park, West Valley?.... lol

Most People around here (well, I at least speak for myself) don't have full coverage. Most deductibles are around $500 unless you want to pay through the nose. So, unless $500 worth of car is stolen, the insurrance won't dish out a dime, and after that you still pay the first $500. Our cars in good condition aren't worth more than 2k to the insurance companies, for the whole car, and the added cost of premiums make it usually not worthwhile.