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Motorcycle insurance in Md

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Old Sep 9, 2005 | 10:57 AM
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Motorcycle insurance in Md

Who do you guys use?

Progressive and Geico are both very expensive... I called Statefarm, but they will only give me a quote for every vehicle in the house.

Is it true that some people get full coverage on sportbikes for under 1000$ pr/yr?
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Old Sep 9, 2005 | 11:21 AM
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From: Maryland
My insurance cost about 280 a year for full coverage on a 98 GSXR 750.

I have Statefarm, unfortunately they will only cover you if you have another vehichle under them.

Progressive is a rip off they were charging me almost 400 for liability alone.
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Old Sep 9, 2005 | 11:43 AM
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From: Glen Burnie, MD
Originally Posted by SkEltAh
Who do you guys use?

Progressive and Geico are both very expensive... I called Statefarm, but they will only give me a quote for every vehicle in the house.

Is it true that some people get full coverage on sportbikes for under 1000$ pr/yr?
My '04 R1 runs about $320 a year for full coverage with State Farm. And they won't write cycle-only policies, but when you insure multiple vehicles the rates are very competitive. I've shopped around every year or so to compare, and nobody has ever beat their prices. I've been with them 18 years now.
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Old Sep 9, 2005 | 12:02 PM
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it also matters how long you had your motorcycle lisence for my buddy just called about full coverage on an 05 gsxr 600 and it was like $1200 for full coverage
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Old Sep 9, 2005 | 04:11 PM
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**** ive had my bike liscence longer than my car liscence and i pay 1200 a year for liability on my 01 gsxr 600 and 05 gsxr 1000. but i also have 6 points.
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Old Sep 9, 2005 | 08:40 PM
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take the beginner MSF course... and fax the insurance company your certificate, it will lower your insurance. I'm getting an FZ6 this winter. Gotta check the quote with USAA however.
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Old Sep 10, 2005 | 01:57 PM
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From: Glen Burnie, MD
Originally Posted by 1wide7
it also matters how long you had your motorcycle lisence for my buddy just called about full coverage on an 05 gsxr 600 and it was like $1200 for full coverage
I was on my 4th motorcycle before I even got my motorcycle license (and even had 12k miles on it when I used it to take the test). It SHOULD matter but to some companies it doesn't.
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Old Sep 10, 2005 | 03:26 PM
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Originally Posted by f1blueRx7
take the beginner MSF course... and fax the insurance company your certificate, it will lower your insurance. I'm getting an FZ6 this winter. Gotta check the quote with USAA however.
Thanks.. I actually took the MSF course back when I was 20.
Maybe ill get it insured in my wifes name :p
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Old Sep 10, 2005 | 06:17 PM
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From: Defuniak Springs, FL
Guy I work with has progressive w/ a car as well, and the MSF course and pays 270 per year full coverage, with higher personal injury/property limits. He has a 2004 R6
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Old Sep 13, 2005 | 04:58 PM
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From: damascus
ya progressive dosnt give a crap about the msf class. ive taken it and they wont discount me at all for it.
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