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-   3rd Generation Specific (1993-2002) (https://www.rx7club.com/3rd-generation-specific-1993-2002-16/)
-   -   insurance costs? (https://www.rx7club.com/3rd-generation-specific-1993-2002-16/insurance-costs-719120/)

silverflash2 01-07-08 07:25 PM

I have geico and have Ford contour svt as my primary and the FD. I pay $123-130 a month full coverage.

cp1 01-07-08 08:29 PM

in canada i went from being quoted $2640 per year under private insurance in alberta to $1230 per year under Government insurance in Saskatchewan. Yay for public insurance!!! and it doesnt matter how much i drive it or whoever else i let drive it.

adam c 01-08-08 12:23 AM

I feel bad for some of you younger guys. High insurance rates, and nothing you can do about it. That sucks. You can thank bad young drivers for the high rates.

I pay about $340 a year for full coverage, with high liability limits.

staticguitar313 01-18-08 03:37 AM

i'm possibly looking into making the leap from FC to FD here shortly if all goes well, I'm paying $110 a month full coverage on my FC i dont see anyone on here from az to compare to.

(BTW i'm 21)

Cerocool 01-18-08 07:49 AM

Wow.. Some of you are paying quite a bit. But I believe most of you are <25 which rates are much higher. I'm paying $630/six months for 3 cars. Oh and I'm 26, single.

'01 S4 (Full coverage)
'93 FD (full coverage)
'95 A6 (minimum but my daily driver)

When I added my FD my premium only went up $210/six months ($35/month)

DCrosby 01-18-08 10:29 AM

I have:
93 FD ---- Full Coverage $500 Deductible
06 Eclipse --- Full Coverage $500 Deductible
96 Jeep Cherokee -- Liability

I pay $1333.00 / 6 Mo.

32, Married, House on same Policy, but additional payment, In Southern California, with Mercury. If anybody is in insurance and has a better deal please feel free to call me :D

Due to the house I also have higher liability coverage, so if I ding a Ferrari, I don't loose my house...
Liability is what was killing me especially on the Jeep, to add full coverage to the Eclipse and the FD were like $120 / 6mo. per car... but each car costs about $300+ of liability for 6 mo.

afgmoto1978 01-18-08 10:38 AM

I have:

93FD --- Full Coverage
Mazda 323 - Full Coverage
98 Dodge dakota - Full coverage
05 GSXR1000 - Full Coverage

Grand total - $504 a Month

Yeah, my driving records is fucked.

93silverbullet 01-18-08 11:27 AM

I have American Family Insurance with full coverage ($250 deductable) with a rider for direct cost replacement ($25K at the moment) for the FD and we pay 450 a year. Of course I'm a "little" older than most on this forum and have four other cars insured; '06 E55 MB (wife's daily driver), '05 Acura TL (my daily), 03 Acura RSX (daughter's car), and '93 FD.

NissanConvert 01-18-08 11:32 AM

800/6mos -Full coverage, don't recall my deductibles though.

goz 01-18-08 12:08 PM

i pay 630 euro ,got open insurance/drive

paradoxbox 01-18-08 09:02 PM

i'm paying 330 a month for 1mil liability and 300$ comp deductible, no collision. never had any accidents either, it's fucking robbery. thing is this province has a monopoly on vehicle insurance, imo it should be illegal to have it set up like they do here. considering registering the vehicle elsewhere to avoid it.

FD3Smaniac 01-18-08 09:59 PM

im 19 and i pay 1800 for collision and theft/vandalism coverage... no medical (gotta protect the car first), and thats 6 months... now not only do they base it on everything listed... but some companies do credit scores. and i go through progressive

NeoTuri 01-18-08 10:21 PM

93 FD - ~600/yr - full coverage

Tafumi 01-18-08 10:38 PM

I've got minimum insurance on it as it's stuck in the garage right now. But I pay about 90 bucks a month. I don't want to know what I'll be paying once I get her back on the road.

Meanwhile, I pay almost 200 a month on my DD.

I'm 25, never had a ticket or been in an accident. The downside, I'm only recorded as driving in the US for a combined 3 years or so. The other 8 or so years were in Japan, S.Korea, Germany and England. They don't like that. So they use it as an excuse to hike my rates.

I did have a claim against my current DD. My friend traded paint between my passengers side door (while opening it to get out) with a Benz. Worst of all, the Benz owner was sitting in the car when he did it. And while I (and the man driving) both agreed that the contact caused absolutely no damage aside a smudge the size of half a penny, GEICO (both our company's) decided the entire door needed repainted.

JustinStrife 01-19-08 12:41 AM

I currently have 5 vehicles under my insurance policy with USAA.

01' Corvette Auto(Salvage Title) Full Coverage= $160 every 6 months.
00' Corvette 6spd(Clean Title) Full Coverage = $250 every 6 months
93' RX-7 R1(Salvage Title) Liability = $70 every 6 months
90' 240sx(Salvage Title) Liability = $40 every 6 months
96' Chevy Z71(Salvage Title) Liability = $60 every 6 months

Not a good representation, but that's what they cost me in insurance...

Edit: Also, I'm 27 with a perfect driving record and have had my license since May of 96'. So I have a long driving history.

afgmoto1978 01-19-08 12:47 AM

^ Jesus, think you have enough fast cars?! Though, I would do the same if I could afford it, lol.

IamRobbyah 01-19-08 12:58 AM

I'm payin $50 a month for full coverage. I have the FD as a pleasure vehicle though. God bless USAA :icon_tup:

Edit: forgot to mention, I have no cap on milage =]

JustinStrife 01-19-08 01:08 AM


Originally Posted by afgmoto1978 (Post 7757955)
^ Jesus, think you have enough fast cars?! Though, I would do the same if I could afford it, lol.

There was a 4 year gap where I didn't have a girlfriend. I had to blow my paycheck somewhere... Notice how all but 1 of the vehicles has a salvage title. I did alot of insurance auction buying, you can get stuff real cheap that way. :icon_tup:

The 01' C5 I sold to my dad to buy the 00'(though it's still in my name and my insurance policy), the RX7 and S13 have been a 2-3 year works in progress. Picked up a girlfriend last year, and suddenly my projects went to a grinding halt. :wallbash:

FD should be back on the road by the end of the month though. :lol2:

wickedywick 03-28-08 01:42 PM

thought i would chime in and not create another thread

Richmond VA
Single, Age 26
1993 Mazda MX6 LS..... Liability (Daily)
1993 Mazda Rx7 Full coverage w/500 (pleasure vehicle)
One speeding ticket (they go back 3 or 5 years i think)

$68/ month with Geico

Red95FD 03-28-08 02:30 PM

I pay $444.00 a year for my 1995 RX-7, $510.00 a year a 2001 Honda Prelude SH, and $580.00 a year for a 2003 Acura MDX. I ask why the Honda was so much and they said b/c there are tons os accidents with that car and the parts are expensive. That figures. I've had one accident in 25 years and it wasn't my fault. But the lady that hit me had the same insurance. So that might not be good. I have Nationwide. My ins. was going up at one time so I sent out emails to alot of companies including mine and all of a sudden my ins. with Nationwide dropped about 20%. Either it was a coincedence or they didn't want to lose me since I was fishing for better prices. Who knows?

Jesus loves rotaries 03-29-08 11:10 AM

120 a month full coverage its a daily driver so i dont know how its so low.


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