Aaron Cake

iTrader: (1)

Have you considered a different body shop?

The pillars aren't buckled, so I can't see why it shouldn't be fixed. That dmage is nothing compared to what Tina went through when rear-ended 2 years ago...

Ed88convert

The insurance guy is just looking at the book value of the GXL. A replacement engine increases the value of the car. Things that are "routine maintenance" do not.

Insurance guys just try to bust your chops.

Your repair estimates probably won't help--especially if they are high. A high repair estimate just helps the insurance guy prove the car is a loss (repair > Fair Market Value (FMV) of car).

Your goal is to increase the FMV so they repair, or at least cut a higher check.

What insurance company are you dealing with? I'll bet it's Allstate or State Farm. They are both sh1theads.

If any of you guys have Allstate, change companies immediately. They are crooks IMHO.

http://www.allstateinsurancesucks.com/

Barwick

take it.. let 'em salvage it and get $6000 for it. Then when they value it super low, buy it back for $500, and you got $5500 to fix a $1500 problem, and you're up $4000.

Fingers

**** dude that sucks to hear Buy the salvage rights, slap on a honda sticker, and call it custom modifications.

Just kidding... hope you find a nice virgin s5 t2 to replace her with.

SonicRaT

iTrader: (6)

I know it's repairable, the funny part is, they aren't letting me take it to another body shop, which is bullshit. The one it's at right now just made some lame-*** excuse about the rocker panel being rusted (which it's not) and too much underbody rust (there's none in that area, only a problem area near the front of the drivers seat), but I think he just couldn't replace it. I know it can be done, so i'm not giving up easy. And yeah, it is state farm... It sucks. I'm about ready to complain about the fact that this is property damage, and not standard accident, and etc, I can come up with a pretty strong arguement Oh well, they will fix the car, or they're going to regret it. They're DEFINATLY not getting my damn engine. That's my first rebuild!

Tristan Bull

That really sucks. I suggest going along with what others have already said, and getting an attorney. You'll probably have much better luck with them that way.

SonicRaT

iTrader: (6)

Alright, as it's kicking right now, they're still trying to say it's totalled and screw me on the ACV. Anybody got any details they can give me for a S5 TII freshly rebuilt, body in good condition (minus two rusts spots), street ported, rebuilt turbo, and etc? They're trying to only give me $2k for it Anybody have any advice?

ZachSpazz

When my 88 GXL was rear-ended by a semi last year, the insurance company tried to give me $2500, but I got them up to $2800.

You're getting screwed, and it's time to put the pressure on.

SonicRaT

iTrader: (6)

They want to give me $2824.83, and they ignore the fact that it's a damn turbo, even though i told them they can pop the ******* hood and look. I can't even find a damn RX-7 for sale within 400 miles of here, what the ****. Why the hell is insurance based on what your car would sell for instead of what it would cost to replace your car? This **** is pathetic. They're asking for receipts for all my car parts, and etc, and it's like, jesus christ it's been almost a month!

ilike2eatricers

Shove the receipts in their face and also find listings of rx7s in autotrader and such that show the true value of the car similar to what you have invested. I believe some insurance companies will at least pay for 50% of what you put in for mods if they ok it.

BLACK ROCKET

Yeah, but if that impact had damaged the chassi and I know there are shops out there "FIX 'EM", I would'nt want to drive it.

Buy it back from the insurance co. and part it out and sell it.

BLACK ROCKET

When I got my 510 stolen with over $5000.00 with SSS engine and other mods and rims, etc. The insurance company was going to give me $1,800.00 for the car, so I told them I don't want the money I just wanted the car just like what I was insuring (I often updated my vih with my ins agent as to anything that I put into my car with all the receipts saved and pics of the car).

They finally settled with more $, but, it still was a loss.

Mage

when I totaled my 38 they gave me $300 :\ becuse that's how much I could buy another one from a dealer (if you could find one LOL) blue book. they dont count mods becuse they are consedered "luxury add ons" thus my 10K 38 hotrod I got $300 for some ins comps will insure the mods with a declared value or for a higher prem. but all in all your car is worth 28K you can buy anther 7 to mod for that and that's where they get ya. it sucks. buy your car back and find another frame for $20 and swap everything over. I did that with my 38 then sold it for 12K screw the ins comp they just want the money off the prem.

SonicRaT

iTrader: (6)

well, too bad, in this case they have to cover mods. So far I'm up to about $4,000 in mods alone.

BLACK ROCKET

Hey Rat, I hope things will work out for you.

P.S. Very saaaaaaad pic, by the way.

SonicRaT

iTrader: (6)

Yeah, it is a very sad pic, i had the car for 2 years, *FINALLY* got it running properly and on the road, got 470 miles on my break-in and WHAM! it gets totalled! $3,000 and counting in receipts for parts

SonicRaT

iTrader: (6)

The cool part is, since it was hit while it was parked, my insurance isn't responsible, and I can put up a hell of a stink for them totalling it and not giving me a fair value to replace it (which I can't do with what they're giving me)

Ira

just keep fighting them, they origionally wanted to give me $1,200 for my care, but I ended up getting $2,400. And that was for a stock '86. You have to just keep fighting them. And thats BS that they wont let you take it to another body shop, I would fight that as well. But def. get an atterney.



Ira

SonicRaT

iTrader: (6)

Holy christ, I just went and looked at this 'rust' and 'rot' they were talking about. They're so full of **** it's sick! The inside is clean except for two tiny spots where there's surface rust, and the bottom is just fine except for the pinched line that runs next to the fuel rail, which again has surface rust. How pathetic.... I'm taking it elsewhere and *THEY* are paying for it.

J-Rat

iTrader: (2)

Rat,

You CAN take the money, AND buy the car back. Anyone of us can find another car for you, and shipping to your area would run in the hood of 500 dollars. I would take the 2800, buy the car back, take all my mods out, and start over. They probably wont charge you more then 300-500 to buy the car back.

Jarrett

vosko

iTrader: (4)

in the state of NJ you have 30 days to find a replacement car if its more expensive they have to pay you!

i just ran into this problem my FD is totalled after $30k into it

Madrx7racer

get an appraiser, it might cost you money but if they know about RX7's you will get hooked up. Call around. similar thing happened except that MY appraiser did not know **** about rx7's and thought my 88 GXL was a TII. I got $$ from the insurance of the guy who hit me.

SonicRaT

iTrader: (6)

I'm working it fairly well now, they've got the ACV all the way up to $4,000 with just the fact that it's a turbo, not including anything else (Such as the new engine/injectors/etc) The car is *EASILY* repairable which is what pisses me off the most. I guess I just love this car after beating it senseless for two years before I could drive it! IT WILL RUN DAMNIT!

rusaccord

Read you insurance agreements. In short, anything you signed with them. It will take a while, and it will be tedious, but it will pay off. Somewhere in there it should say that you can at any time in the appraisal process have the car evaluated at several shops, even if they are not the ones your company reccomends. Look for that, then shove it down their throats (make a copy first).

SonicRaT

iTrader: (6)

I haven't signed anything with them. They are NOT my carrier, they are the ones responsible to pay for the damages done to MY car as a result of their INSURED hitting my PARKED vehicle.