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-   2nd Generation Specific (1986-1992) (https://www.rx7club.com/2nd-generation-specific-1986-1992-17/)
-   -   Hows Insurance on the RX7 FC ?? For a Teen? (https://www.rx7club.com/2nd-generation-specific-1986-1992-17/hows-insurance-rx7-fc-teen-881160/)

n.taluckder 04-07-10 10:18 PM

well since you live in MD you can get historic plates and only pay about 20 bucks a month insurance next year when the car becomes 20 years old. in addition u dont have to do a safety inspection or emissions.

R.O.D 04-07-10 11:41 PM

^but cant u only put so many miles on the car?

MmSadda 04-08-10 10:21 AM

Someone else may have said this, but - If you're on your family's insurance, write your primary vehicle as something else (less sporty and old, preferably), and either let a parent or no one claim that car as a primary vehicle.

n.taluckder 04-08-10 01:11 PM

yeah but also different company's have different policies so it might vary, one of my friends can only drive his 66' mustang on weekends only.

Dusty2Rusty 04-11-10 03:02 PM


Originally Posted by rx7racerca (Post 9919688)
Holy stupidity, Batman, you're lucky you even have a car dude. I hope I don't come across you when I'm driving in the Edmonton area. In Ontario, you'd have had your car impounded on the spot, and a $10,000 fine. Bye-bye license and car, and your minimum wage job wages for the next year. Quit being an idiot on the roads, or we'll end up with retarded, knee-jerk laws like Ontario's here, too, laws that give huge discretionary powers to the police (not that there's much question in your case) - did they impound your car? It's already dangerous driving - 6 demerits - and a mandatory court appearance unless the cop was lenient on you, and it's hard to see why he would be.

Take it to a club event at Stratotech, or look up the Alberta Solo Association (ASA) and go to some autocross events on the runways at CFB Namao.

lol Yeah I know I was lucky, I don't drive like that all the time....I just bought the car and it was around 1 in the morning on a straight road and i wanted to see what the car could do.....in other words it was going to be a one time thing that turned into 6 demerits and a $400 fine. No my car was not impounded thank god. I had litterly bought the car that day....anywho, I have had a good rep with the police up until then....now they pull me over for everyreason (noise, headlights, just to check up...blah blah) But trust me from now on only speedin i'm doin is at the track...

AmviciousRav 04-11-10 03:07 PM

dude ur a teen, won't your parents let you on their insurance plan? i'm 23 and I'm on my mom's it's like 23 a month for my FC haha

daviddeep 04-12-10 05:47 PM


Originally Posted by R.O.D (Post 9920848)
^but cant u only put so many miles on the car?

I looked into the historic plates option in Maryland myself. My State Farm agent said I'd have to sign a form stating that I would only drive the car to and from car shows, to and from a repair facility, or to and from car club meetings. They also required that the car be garaged when it is not being driven. I like to drive my car about 5000 miles per year for all kinds of purposes, and I don't always keep it in a garage. I decided it wasn't worth the risk of them denying a claim (if I ever make one) just to save a few bucks.

no_luck 04-12-10 08:59 PM

let me start off and say this.. i was YOUNG and stuck on stupid....
i live in pa.. im 21 i am insured by progressive insurgence. i pay 120 a month for the above basic plan.. i have 13 points on my licence 1 car accident (thats when the stupidity stopped)
but just like every one said... call your local insurance company and get rates.. also i find that if you go through small insurance agents you'll receive a better rate sometimes

daviddeep 04-13-10 10:19 AM

To the OP, I wouldn't be surprised if the '91 NA RX-7 would actually be cheaper to insure than your existing 2001 Accord. Although the RX-7 is a sports car, it probably has less horsepower than your Accord and is ten years older (therefore lower Blue Book value). For example, I was surprised to learn that my '88 RX-7 costs me less to insure than my '02 Dodge Caravan. But you definitely need to call your agent and find out for yourself because of all the variables.

RockLobster 04-13-10 10:26 AM

Wow they really rape you youngins.

I pay $35 per month for FULL custom $15k coverage.

But it is not my primary vehicle, it's insured as a "weekender", no accidents, 32 years old, multi-car, multi-line, good student (lasts forever if your last semester ever was good), no accidents or tickets...

But, this thread is stupid, call your insurance company or ANY insurance company, having us yahoos conjecture on random insurance rates is retarded...

paganizondadude 04-13-10 02:58 PM

Im 17 in Washington with 100% clean record and mine is $146 per month for an '87 TII. Nice and cheap. My '91 Miata was $205 a month!

SoloII///M 04-13-10 06:22 PM

$172 a year.

Oh wait, I'm 32. :ack:

PnoyRx7 08-03-10 03:49 PM

240 a month in canada, its a n/a, no tickets etc... just because i live in a big city where there is lots of crime i guess. i could always register it to my families lake house which than drops it down to 180 a month lol. but this is when it ran and everything.

20Bforme 08-03-10 03:56 PM


Originally Posted by rx7_FREAKKK (Post 9721847)
Insurance? whats that?:lol:

lol

suppose that goes right along with my lic. plates from 2007

thejallenator 08-03-10 04:20 PM

well i was payin mine right now and i seen this thread. my bill is 33.94 a month. nice and cheap. and as time goes by the rate seems to drop. a year ago i was paying ~70-80 bucks a month.

PnoyRx7 08-03-10 07:52 PM

also im on my own insurance so it may be cheaper if i was under a family members name

jjwalker 08-04-10 12:17 AM

My DWI's just fell off my insurance record (they only care about violations that occur within the past 3 years) so my insurance dropped from $75 to $50 monthly. I am 24, and that is for liability, in an S5 Vert. My agent said it will go to half of that amount ($25) when I turn 25 in February. I plan on getting comprehensive instead of just liability at that time since I have spent $9000 on the car.

daviddeep 08-04-10 09:09 AM


Originally Posted by jjwalker (Post 10146236)
I plan on getting comprehensive instead of just liability at that time since I have spent $9000 on the car.

You might want to look into an antique/classic car declared value policy then. Your run-of-the-mill carrier will limit you to the book value of your car, which is probably just a few thousand dollars, comprehensive or not.

driftxsequence 08-04-10 11:29 AM

im 19, just got my n/a 7.

im paying 192 a month(only liability), with one previous accident.


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