I am the original owner of a 93 and am an "older" guy, and the car still surprises me too. FD as first car, no good. money wise, suicide. driving wise, same again. I drove formula 3's , formula fords, lola's and tiga's, not to mention a variety of other cars (including a countach, when it was the fastest prod. car in the world) and can say that the best thing to do is get experience first. I know that you will get experienced with an FD, but you won't kill yourself. If you don't drive it right, why get it, if you do drive it right, then you must be an experienced driver.
I learned on an old fiat 650, and VW bug. then went to a mazda RX-3 (made me hate rotary cars for many years)... then owned a triumph stag (not in this country) Even though I was only 17 when I got the Stag with 300+ horses, I already had at least 2.5-3 full years of experience driving almost daily.
Buy a beater, save for the FD, and when you are ready, you will know it, then buy the FD. I am an experienced racer with brass *****, and sometimes the FD still scares the **** out of me sometimes (because it is so easy to get into trouble with) I go 125+mph on a daily basis but still know when to cool it, and how far I should push the corners. Only with experience will you know when to back off otherwise you eat the rails (or go off the road) and that is never fun for you or the car.
Whatever you decide, good luck, and when you are driving and something feels unsafe, then it is, so back off.
One last thing, if you can, get the beater, and the FD, then while you are perfecting your corners, braking, skids, apexing, etc, you can learn about and install the engine in the FD yourself, and by the time you do that, well, you might just be ready for it. (by the way, most of these guys are nuts, so don't follow them, keep it as close to stock as possible for awhile, get a feel for the car, and save, save, save,...then get the mods).